AAMI Health Insurance Gold Hospital

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What’s included with Gold Hospital?

Gold Hospital cover is our most comprehensive hospital product to help you meet the cost of a wide range of healthcare services including pregnancy, birth and assisted reproductive services. Designed for those wanting the ultimate peace of mind and those planning to have children.

As our top level of hospital cover, every Medicare recognised in-hospital service is included and you can set your own excess by choosing either $500 or $750.

Compare all AAMI Health Insurance Hospital products

This is just a summary. For full details about what is and isn't covered, read the Policy Booklet. It's dry, we know, but it's essential reading.

Accidental Injury Benefit

Seek treatment at a hospital Emergency Department within 24 hours of an accident and if you need to be admitted, you'll receive benefits in line with our top hospital cover for the next 90 days.

Medicare Levy Surcharge

The Medicare Levy Surcharge (MLS) is a government tax on top of the normal Medicare Levy and impacts singles with a taxable income of over $93,000 for singles and $186,000 for families. 

Holding any AAMI Health Insurance Hospital Cover product means you won’t pay the MLS if your income is above the government threshold and you maintain your hospital cover for the full financial year.

Read the AAMI Health Insurance Policy Booklet for more information.