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Home Insurance

You're in good hands. AAMI is the trusted home insurance provider of around 800,000 Australian homes.

Get a quote for

All breakpoints

Customer Rating 5.0 stars out of 5 stars 5.0 stars out of 5 stars  ( 5.0 out of 5)
Landlord Renter

 

Most Popular

EXISTING HOME CUSTOMERS

up to 10% off*

Simply bundle Home and Contents together. Call 13 22 44 to update your existing home policy.

Repairs up to the Sum Insured or Complete Replacement Cover with no set limit on rebuilding cost - great for protecting against underinsurance

What's the difference?

Online Offer

NEW CUSTOMERS

Save $50

Plus 10% off - Home and Contents bundle discount.*

Damage to or loss of your home, garages and sheds caused by fire, break-ins or weather events such as floods

Temporary accommodation

Repairs up to the Sum Insured or Complete Replacement Cover with no set limit on rebuilding cost - great for protecting against underinsurance

What's the difference?

Online Offer

NEW CUSTOMERS

Save $25

Damage to or loss of your contents, caused by fire, break-ins or weather events such as floods

New for old replacement

Optional portable valuables cover allows you to specify higher values for items such as jewellery, and covers you against accidental loss or damage to items outside the home. 

Online Offer

NEW CUSTOMERS

Save $25

* Up to 10% combined policy discount does not apply to any extra premium for portable valuables cover

More for AAMI customers

Added security

Wireless and easy to install. No ongoing costs.

Energy efficient

Carbon-neutral. Long-lasting bulbs that use less energy.

Smart technology

App controlled. Some products are Google Home and Amazon Alexa compatible*.

Strata

Cover for residential properties under a strata title

More about Strata

2-10 properties on a block including shared areas

Option to cover shared contents

Loss of rent or temporary accommodation

PDS

Call for a quote 13 22 44

Does my property need Strata Insurance?

If there's more than one building on the block of land, or your building shares a wall or other common property, such as a driveway or roof-top garden, then it probably needs Strata Insurance.

...there's more than one building on the block of land

...your building shares a wall

...you share areas such as a driveway, courtyard or rooftop garden

Downsizing, investing or selling up?

You can access the latest market information on properties you own, rent or are viewing with the Suncorp App.

Extras and tools with our Home Insurance

Complete Replacement Cover

Our best protection against under insurance. If your home is damaged or destroyed by an insured event, we’ll choose to repair, rebuild your house as it was, or pay you what it would cost us to do so.

Learn more

Contents Calculator

Not sure how much to insure your contents for? Use this simple calculator to help you estimate the value of your contents and choose your sum insured.

Launch calculator

Portable Valuables

Extra cover for mobile phones, laptops, bicycles, handbags and a range of other items that you're likely to take outside your home.

Learn more

Home insurance articles

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Frequently asked questions

Customer Rewards

We’d like to introduce you to AAMI Lucky Club, a place where our customers come to get access to amazing experiences.

Now that’s not very insurancey.

Find out more

 

Find out exactly what AAMI customers think about our Home Insurance.

AAMI Home Insurance is rated 4.5 out of 5 by 1318.
Rated 5 out of 5 by from Competitively Priced Decided to go with AAMI as my car insurance is with them too and they're competitively priced.
Date published: 2018-07-12
Rated 4 out of 5 by from Easy home insurance Easy to use and understand. Good discount for being a current customer
Date published: 2018-07-11
Rated 5 out of 5 by from Information everywhere, YES! I found this whole experience incredibly easy, quick and informative. Every question I had, there was an answer to. Thanks AAMI, I look forward to being covered by you if this is the kind of experience I can expect.
Date published: 2018-07-10
Rated 5 out of 5 by from Easy to use Really happy with the price and ease of use and the website was easy to follow
Date published: 2018-07-10
Rated 4 out of 5 by from wonderful value I have been happy with this experience I received the information required
Date published: 2018-07-09
Rated 5 out of 5 by from so easy to use Compared to other sites - this was so easy to use!!
Date published: 2018-07-09
Rated 5 out of 5 by from Saved $60 Very easy, saved $60, only took 5 minutes to set up!
Date published: 2018-07-09
Rated 4 out of 5 by from Simple and quick The online quote request was easy to follow and very quick to complete.
Date published: 2018-07-09
Rated 1 out of 5 by from I found this web site portal extremely frustrating your insurance application web site is very user unfriendly I had spent at least 1.5 hours trying to get to the point where I could pay. then trying to get a quote for life insurance I just gave up.
Date published: 2018-07-08
Rated 4 out of 5 by from Easy application Good experience. Easy to use. User Friendly. Good work AAAMI
Date published: 2018-07-08
Rated 5 out of 5 by from Way too easy Have used AAMI in the past with motor as well and very please with the prompt responses to queries and the ease of use of the various services.
Date published: 2018-07-08
Rated 4 out of 5 by from A great product with minor user unfriendly factors. The web works well once you get used to it, but otherwise a smooth system.
Date published: 2018-07-06
Rated 4 out of 5 by from Easy navigation. Paying online is quick & easy. We shop around for good value with our insurances & AAMI provided that this time.
Date published: 2018-07-05
Rated 5 out of 5 by from easy to negotiate website I am very happy with the service i have had today, thank you
Date published: 2018-07-05
Rated 5 out of 5 by from super easy insuring our first home was super easy with AAMI's online system, we will be moving our car insurance over soon. go AAMI!
Date published: 2018-07-04
Rated 4 out of 5 by from easy to use So far so good, very easy to use and to access and retrieve a quote. So far AAMI have exceeded my expectations.
Date published: 2018-07-04
Rated 5 out of 5 by from So easy!!!! Cannot believe how quick and easy that process was.
Date published: 2018-07-04
Rated 5 out of 5 by from great very easy and fast. online was easy to follow. easy to use
Date published: 2018-07-04
Rated 4 out of 5 by from great deal very good and easy.dont be conned by others ripping you off this company doesnt
Date published: 2018-07-03
Rated 5 out of 5 by from Great Home and Contents Insurance I was very happy with the price of my policy. AAMI are one of only a few companies that allow you to insure a granny flat as one of their options. They made it easy for me to cover all necessary items.
Date published: 2018-07-03
Rated 5 out of 5 by from No stupid questions Happy with online quote, relatively easy. Reasonable quote.
Date published: 2018-07-02
Rated 4 out of 5 by from great price fields automatically popped up which was excellent
Date published: 2018-07-02
Rated 5 out of 5 by from Easy! Setting up my insurance was so quick and easy! And I'm saving hundreds per year compared to my previous insurer for the same coverage!
Date published: 2018-07-01
Rated 5 out of 5 by from Easy site to use and clear wording makes understandable Online quoting process was easy to use. Policy inclusions were good for us.
Date published: 2018-06-29
Rated 4 out of 5 by from Quick and easy Have been with AAMI for all my insurances for years and have always found them to be exceptional!
Date published: 2018-06-29
Rated 5 out of 5 by from Easy to get insurance Easy to get insurance online. Was able to get a quote and buy it quickly and easily.
Date published: 2018-06-29
Rated 5 out of 5 by from Great and easy to follow I am very happy with your quote and ease with which I could get a quote
Date published: 2018-06-29
Rated 5 out of 5 by from Easy to navigate! Really happy with my experience. Super easy to navigate the site.
Date published: 2018-06-28
Rated 5 out of 5 by from NO issue at all Very user friendly and great introductions, have no problem at all
Date published: 2018-06-28
Rated 5 out of 5 by from Great features Im Very happy with my experience and features provided
Date published: 2018-06-28
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Is my wall shared?

Imagine if you demolish a wall and take out your neighbour's wall as well, then it's shared!

Landlord Contents

Landlord contents are household goods and furnishings that:

  • you (the Landlord) own or are legally responsible for
  • you leave in the property for the tenant’s domestic use
  • aren't attached to the building

Think of it as everything you'd usually take with you if you sold your property, for example, carpets, curtains, furniture, kitchenware, washing machines and TVs.

Plus, if you have a unit or other strata title property, it also includes fittings that aren’t legally part of the owners' corporation, such as a floating wooden floor or air conditioning unit.

This is a just summary. For full details check the PDS (Product Disclosure Statement). It’s dry, we know, but it’s essential reading.

Sum Insured (Home Building)

The amount you choose to insure your home for, which is the maximum we'll pay to repair or rebuild it in the event of an incident.

It's important that the amount accurately reflects the replacement value of your home building. We recommend seeking the services of an architect, builder or other qualified professional for an accurate estimate. There are also numerous free calculators on Australian websites to help you work it out.