Portable jewellery under $1,000
If you have added the extra Portable Valuables cover (for an extra premium), jewellery will be covered when it follows you out of your home. All items (or pair, set, or collection) worth over $1,000 will only be covered up to the value of $1,000.
Portable jewellery above $1,000
If you have added the extra Portable Valuable cover (for an extra premium) and you have an item of jewellery worth over $1,000, you may want to specify it to us (for an extra premium). All you need to do is provide a value and full description when you insure the item.
At claim time, the level of proof you need to provide us varies depending on the value of your jewellery.
An excess will generally apply to all jewellery claims.