Portable Valuables Cover

Portable Valuables Cover is available as an optional cover with AAMI's Home Contents Insurance. For an extra premium, it provides additional cover for items you're likely to take outside your home such as, but not limited to, your handbag, jewellery, laptop, and mobile phone.

However certain items including your laptop and mobile phone, need to be individually specified on your policy to be covered. Insuring these items will increase your premiums, but they will be covered for accidental loss or damage at and away from your home.

If you're an existing AAMI customer, simply log in to your account online or via the AAMI App to add Portable Valuables Cover to your Home and Contents Insurance. Or if you have a specific item (like a mobile phone, laptop or high value portable item) you would like to insure, speak to one of our call centre agents on 13 22 44.

More detailed information is available in your Product Disclosure Statement.

Your mobile phone will be covered at the home for loss by an insured event, like fire, storm, theft.

If you want to cover your mobile phone away from the home and for accidental loss or damage, you need to ask us to insure it as Specified Portable Valuable (which is optional cover).

Portable jewellery under $1,000

If you have added the extra Portable Valuables cover (for an extra premium), jewellery will be covered when it follows you out of your home. All items (or pair, set, or collection) worth over $1,000 will only be covered up to the value of $1,000.

Portable jewellery above $1,000

If you have added the extra Portable Valuable cover (for an extra premium) and you have an item of jewellery worth over $1,000, you may want to specify it to us (for an extra premium). All you need to do is provide a value and full description when you insure the item.

At claim time, the level of proof you need to provide us varies depending on the value of your jewellery.

An excess will generally apply to all jewellery claims.

To make your life easier, you can make a number of changes to your home insurance policy online. Through My Account, you can:

1. change the sum of contents you’re insured for
2. update the sum of your insured building
3. and much much more.

Simply log in, click on the ‘My policy list’ link, and select the relevant policy you want to update. From the ‘Update my policy’ tab, you’ll find several options for making changes.

Some of the things that can’t be altered online include:

1. changing your cover type (for example, from Property Owner to Landlord), and
2. changing the specified portables listed on your cover.

For these things please contact us - we’ll be happy to help you out.

If you’re a new customer, select the AAMI Extra Cover Portable Valuables optional cover when you get an AAMI Home Contents Insurance quote.

If you already have an AAMI Home Contents Insurance policy, call us on 13 22 44 to add Portable Valuables and/or Specified Portable Items.