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Optional Cover

Portable Valuables Cover

Optional cover for handbags, laptops, mobile phones and a range of other items that you're likely to take outside your home.

Available as Optional Cover on our Home Contents Insurance policy

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Optional Cover for
AAMI Home Contents Insurance

Optional Cover Optional Cover Optional Cover Optional Cover


Extra protection for accidental loss or damage to personal valuables normally carried with you away from home, such as jewellery and cameras, anywhere in Australia and New Zealand. These items don’t need to be specified to be covered.

Home Contents Quote

Up to $1,000 per item, set or collection and up to the total chosen from the range we offer and stated on your certificate of insurance:​

  • Jewellery and watches

  • Handbags and wallets

  • Glasses and sunglasses

  • Bicycles and sports equipment*

  • Cameras

  • Handheld gaming systems

  • iPods/MP3 players

*Sporting equipment is covered when not being used, except for bicycles which are covered if not racing or pace-making.

This is just a summary. For full details about what is and what isn’t covered, check the PDS. It’s dry, we know, but it’s essential reading.

High value or high risk portable valuables


Portable items that are high risk need to be specified separately, as they are not included as unspecified portable items, for example a mobile phone or laptop – even if it’s worth under $1,000.

Home Contents Quote

If you have a high value (over $1,000) or high risk item, you need to specify it to cover its replacement value. Items that need to be specified include:

  • Laptops and mobile phones

  • Electronic tablets (e.g. iPads)

  • GPS or navigational devices

  • Golf carts

  • Motorised wheelchairs or mobility scooters

This is just a summary. For full details about what is and isn't covered, check the PDS (Product Disclosure Statement). It's dry, we know, but it's essential reading.

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How to get AAMI Portable Items Cover


Select the AAMI Portable Valuables Optional Cover when you get an AAMI Home Contents Insurance quote. AAMI Portable Valuables will automatically be added to your quote when applying.

Get an AAMI Home Contents quote


Call us on 13 22 44 to add Portable Valuables and/or Specified Portable Items to your AAMI Home Contents Insurance policy.

You'll need your policy number

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