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Home Building and Contents Calculators
Knowing how much to insure your home for is a key part of ensuring your policy meets your needs. AAMI has the tools to help avoid the guesswork.
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How much Home Insurance cover do I need?

When taking out a new Home Insurance policy, you’ll need to choose a sum insured — that is, the amount listed on your policy as the most we’ll pay to repair, replace or rebuild your home and/or contents in the event of a claim. A home building calculator and contents calculator can help you choose the right figure.

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Home building calculator
Estimate how much you’d need to rebuild your home from scratch.
Just pop in your address, and the home building calculator will retrieve info about your home — saving you time. Of course, you need to review the info and adjust it if necessary. Once you’re happy with it, the calculator will give you an estimated rebuild cost, and the option of downloading a report.
AAMI Home Building Calculator
https://sumsure.cordell.com.au/#/products/7/profiles/133
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Contents calculator
Estimate how much you’d need to replace all your stuff.
Just pop in a few details about your home and its occupants, along with any special items — like fancy jewellery or collectables — that you’d like covered, and the calculator will give you an estimate for your contents sum insured. Easy!
AAMI Contents Calculator
https://www.homecontents.com.au/index.php?c=web_intro&profile=aami_rwd
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When do I need to set my sum insured?
  • If you’re taking out a new policy, you can specify your sum insured — within a given range — as you get your quote.
  • If you’re renewing your policy, you can set a new sum insured before you pay your renewal.
  • If you’re partway through your policy period, you can adjust your sum insured online. Doing so will probably affect your premium.
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How to choose the right Home Insurance
AAMI offers a few different Home Insurance options, making it easy to find one that suits your home.
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Complete Replacement Cover®
Accurately estimating your sum insured is important, but it’s not a guarantee that you’ll be totally covered if you need to rebuild. Spikes in material costs or unexpected events can increase building costs. Taking out Complete Replacement Cover ® — optional with AAMI Home Insurance — means we’ll pay what your home costs to rebuild, or pay you the amount of the assessed quote to repair or rebuild it without you having to set a sum insured.
Explore Complete Replacement Cover®
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Frequently asked questions
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Disclaimer

AAMI Home Building and Home Contents Insurance, Landlord Insurance, Strata Insurance, Car Insurance, Motorcycle Insurance, NSW and SA CTP Insurance, ACT MAI Insurance, Caravan Insurance, Business Insurance and Travel Insurance are issued by AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) trading as AAMI.

Any advice has been prepared without taking into account your particular objectives, financial situation or needs, so you should consider whether it is appropriate for you before acting on it. Please read the relevant Product Disclosure Statement before you make any decision regarding this product. The Target Market Determination is also available.

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