Does your insurer offer
Complete Replacement Cover?
Some only insure your house for a set sum, but if anything happens, will that be enough to repair it as it was?
Lucky you're with AAMI
out of 5
Building sum insured
Covering the replacement cost of your home
Standard Cover
Sum Insured Cover
You specify a sum insured on your policy, which should reflect how much it’d cost to rebuild your house. If the house is damaged in an insured event, this amount is the maximum we’ll pay to rebuild or repair it.
how it works
This is included as standard with AAMI Home Insurance policies.
how to get it
Policy document downloads
Optional Cover
Complete Replacement Cover
If your house needs to be repaired or rebuilt after an insured event, we will offer to repair or rebuild your house as it was, or pay you the amount of the assessed quote to repair or rebuild it – without you having to set a specific sum insured.
how it works
You can upgrade to Complete Replacement Cover when you get your quote online.
Get it now
How to get AAMI Complete Replacement Cover
New Customers
Select the AAMI Complete Replacement Cover Optional Cover when you get an AAMI Home or Landlord Insurance quote. AAMI Complete Replacement Cover will automatically be added to your quote when applying.