Your browser version is no longer supported, so you may experience issues while using this site.
Please upgrade to a current browser to enjoy the best experience.

Optional Extra

Complete Replacement Cover

Our best protection against underinsurance.

Available as an Optional Extra on our Home Building Insurance and Landlord Insurance policies

Complete Replacement Cover

Update your details

OPTIONAL EXTRA FOR
Home Building and Landlord Insurance Policies

With this Optional Extra you won't have a set sum insured limit for rebuilding your house. Once your claim is approved, we'll choose to repair, rebuild your house as it was, or pay you what it would cost us to do so.

COMPLETE REPLACEMENT COVER

This Optional Extra is exclusive to AAMI and gives you peace of mind that we'll choose to repair, rebuild your house as it was, or pay you what it would cost us to do so, without you having to set a specific sum insured limit.

Covers insured damage or loss to your home for the total amount it would cost us to repair or rebuild it

We'll choose to repair, rebuild your house as it was, or pay you what it would cost us to do so.

Best protection against underinsurance

How does it affect my premium?

It's easy to see the difference when you get a quote. To get the price for Complete Replacement Cover, simply add the option during the quote process.

This is just a summary. For full details about what is and isn't covered, check the PDS (Product Disclosure Statement) It's dry, we know, but it's essential reading.

COMPLETE REPLACEMENT COVER
Comparison to Sum Insured limit

SUM INSURED

You set a limit

We pay up to that limit

Choose if you know how much it will cost to rebuild your home

COMPLETE REPLACEMENT COVER

You don't set a limit

Best underinsurance protection

Choose if you’re uncertain how much it will cost to rebuild your home

GET IT NOW

How to get AAMI Complete Replacement Cover

NEW CUSTOMERS

Select the AAMI Complete Replacement Cover Optional Extra when you get an AAMI Home or Landlord Insurance quote. AAMI Complete Replacement Cover will automatically be added to your quote when applying.

Get an AAMI Home Insurance quote

Get an AAMI Landlord Insurance quote

EXISTING CUSTOMERS

Call us on 13 22 44 to add AAMI Complete Replacement Cover to your AAMI Home or Landlord Insurance policy.

You'll need your policy number

Customer Rewards

We’d like to introduce you to AAMI Lucky Club, a place where our customers come to get access to amazing experiences.

Now that’s not very insurancey.

AAMI Home Building and Home Contents Insurance, Landlord Insurance, Strata Insurance, Car Insurance, Motorcycle Insurance, NSW and ACT CTP Insurance, Caravan Insurance, Business Insurance and Travel Insurance are issued by AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) trading as AAMI.

AAMI Life Insurance, AAMI Income Protection and Accidental Injury Insurance are issued by Asteron Life & Superannuation Limited ABN 87 073 979 530, AFSL 229880 (Asteron) other than the Redundancy Benefit which is issued by AAI Limited ABN 48 005 297 807, AFSL 230859 (AAI) trading as AAMI which is part of the Suncorp Group. Asteron is part of the TAL Dai-ichi Life Australia Pty Limited ABN 97 150 070 483 group of companies (TAL). Asteron is authorised to use the AAMI brand. The different entities of TAL and Suncorp are not responsible for, or liable in respect of, products and services provided by the other. AAI trading as AAMI does not provide any financial product advice in relation to AAMI Life Insurance, Accidental Injury and Income Protection (except in relation to the Redundancy Benefit) (Life Products). Any advice on this page in connection with the Life Products is general in nature and is provided by Platform Ventures Pty Ltd ABN 35 626 745 177 AFS Representative Number 001266101 (PV). PV is part of the Suncorp Group and an authorised representative of TAL Direct Pty Limited ABN 39 084 666 017, AFSL 243260 (TAL Direct).

AAMI Health Insurance is issued by nib health funds limited ABN 83 000 124 381 (nib), a registered private health insurer, and is marketed by Platform CoVentures Pty Ltd ABN 82 626 829 623 (PC), a Suncorp Group company. PC is an authorised agent of nib and receives commission from nib.

Pet Insurance is issued by The Hollard Insurance Company Pty Ltd (ACN 090 584 473; AFSL 241436) (Hollard); distributed by Pet Insurance Pty Ltd (ACN 607 160 930; AR 1234944) (PIPL) and PIPL's authorised distribution partners (including Platform Ventures Pty Ltd (ABN 626 745 177; AR 001266101) (Ventures) under the AAMI brand); and administered by PetSure (Australia) Pty Ltd (ACN 075 949 923; AFSL 420183) (PetSure). PIPL and Ventures are authorised representatives of PetSure. PIPL and PIPL's authorised distribution partners (including Ventures) will receive a commission which is a percentage of the premium paid to Hollard and PetSure may receive a portion of the underwriting profit, if any - ask PetSure for more details.

Registered Office, Level 28, 266 George St, Brisbane QLD 4000. Information provided is general advice only and has been prepared without taking into account any person's particular objectives, financial situation or needs. Read the relevant Product Disclosure Statement or Policy Document available at www.aami.com.au and consider whether it's appropriate for you before making any decisions about whether to buy or continue to hold a product. Information current as of 9 July 2015.

Need a hand?

Chat to us online now