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Does your insurer offer
Complete Replacement Cover?
Some only insure your house for a set sum, but if anything happens, will that be enough to repair it as it was?
Lucky you're with AAMI
Customers rate our Home Insurance
out of 5
Building sum insured
Covering the replacement cost of your home
Showing of
Standard Cover
Sum Insured Cover
You specify a sum insured on your policy, which should reflect how much it’d cost to rebuild your house. If the house is damaged in an insured event, this amount is the maximum we’ll pay to rebuild or repair it.
how it works
This is included as standard with AAMI Home Insurance policies.
how to get it
Policy document downloads
Optional Cover
Complete Replacement Cover
If your house needs to be repaired or rebuilt after an insured event, we will offer to repair or rebuild your house as it was, or pay you the amount of the assessed quote to repair or rebuild it – without you having to set a specific sum insured.
how it works
You can upgrade to Complete Replacement Cover when you get your quote online.
We open on a Keith watering his garden. A fun, conversational narrator chats through his thoughts.
VO: Nice gerberas Keith. You know what else is nice… Insurance that does what you need it to do.
We see Keith and his partner in bed, suddenly a paper lands on the bed, we reveal that the bedroom has no wall, as a newspaper boy on bike dings his bell at them, two older powerwalkers walk past and say ‘morning’. Keith looks startled. The paper boy takes a photo of the situation.
VO: Some only insure your house for a set sum, but if anything happens, will that be enough to repair it as it was?
In the next frame we see Keith happy in bed reading the morning paper, an AAMI girl is putting the finishing lick of paint on a new wall.
VO: Don’t worry, AAMI has an option that does, or pays you what it would cost us to do so.
Over the final footage of Keith happily reading the paper we hear the following VO and see super.
VO: Does your insurer have a Complete Replacement Cover option? AAMI DOES
SUPER: DOES YOUR INSURER HAVE A COMPLETE REPLACEMENT COVER OPTION?
Cut to Lucky you’re with AAMI end-frame.
DISCLAIMER: Optional Cover on Home Building or Landlord Insurance policies. Accepted claims only. We choose whether to repair, rebuild or pay what it would cost us to do so. Before buying insurance issued by AAI Limited trading as AAMI read the PDS and consider whether it is right for you. Go to aami.com.au for a copy. The TMD is also available.
Get it now
How to get AAMI Complete Replacement Cover
New Customers
Select the AAMI Complete Replacement Cover Optional Cover when you get an AAMI Home or Landlord Insurance quote. AAMI Complete Replacement Cover will automatically be added to your quote when applying.