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Optional Extra

Complete Replacement Cover

With this optional extra you won't have a set sum insured limit for rebuilding your house. Once your claim is approved, we'll choose to repair or rebuild your house as it was or pay you the cash equivalent.

Available as an Optional Extra on our Home Building Insurance and Landlord Insurance policies

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Complete Replacement Cover

Complete Replacement Cover
compared to Sum Insured

Complete Replacement Cover

Optional Extra

Sum Insured


You don't set a limit

You set a limit

Best underinsurance protection

We pay up to that limit

Choose if you’re uncertain how much it will cost to rebuild your home

Choose if you know how much it will cost to rebuild your home

Available as an


On our

Home Building Insurance

Landlord Insurance

  • Exclusive to AAMI
  • Best underinsurance protection
Get a quote now

How does it affect my premium?

It's easy to see the difference when you get a quote. To get the price for Complete Replacement Cover, simply add the option during the quote process.