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    1. $100 OFFnew Comprehensive Car policies online

      Get a quote now

    2. All Home & Property Products

      $50 OFFa combined Home and Contents policy online

      Get a quote now

    3. All Health Products

      Customer Rewards

      2 & 6 month wait on extras waived and $175 eGift card with new Combined Hospital and Extras cover

      with new Combined Hospital + Extras cover

      Ends 30th June 2018. T&C's apply 

      13 22 44
      MON to FRI - 8.00am - 8.00pm AEST/AEDT
      SAT - 9.00am - 1.00pm AEST/AEDT

      Get a Health Insurance quote online today

      Get a quote now
    4. Travel

    5. All Life & Income Protection Insurance

      CONTACT US
      13 22 44

      Quotes and Sales:
      MON - FRI 8am - 8pm AEST

      Existing Customers:
      MON - FRI 8am - 6pm AEST

      Claims:
      MON - FRI 8.30am - 5.30pm AEST

    6. All Business Insurance Products

      13 22 44
      MON to FRI - 8.30am - 6pm AEST

      Certificate of Currency

      Business Insurance Information

      Contact us

    7. MY ACCOUNT
    8. HELP CENTRE
    9. CLAIMS
    10. RENEW OR PAY EXCESS

Optional Extra

Complete Replacement Cover

Our best protection against underinsurance.

Available as an Optional Extra on our Home Building Insurance and Landlord Insurance policies

Get a quote
Complete Replacement Cover

Make a Payment

Update your details

Make a claim

Track a Claim

OPTIONAL EXTRA FOR
Home Building and Landlord Insurance Policies

With this Optional Extra you won't have a set sum insured limit for rebuilding your house. Once your claim is approved, we'll choose to repair or rebuild your house as it was or pay you the cash equivalent.

vs vs vs vs

COMPLETE REPLACEMENT COVER

This Optional Extra is exclusive to AAMI and gives you piece of mind that we'll repair or rebuild your house as it was or pay you the cash equivalent, without you having to set a specific sum insured limit.

Get a quote

PDS Document

  • Covers insured damage or loss to your home for the total amount it would cost us to repair or rebuild it

  • We'll repair or rebuild to the same size and standard of your current home or pay you the cash equivalent

  • Best protection against underinsurance

  • How does it affect my premium?

    It's easy to see the difference when you get a quote. To get the price for Complete Replacement Cover, simply add the option during the quote process.

This is just a summary. For full details about what is and isn't covered, check the PDS (Product Disclosure Statement) It's dry, we know, but it's essential reading.

COMPLETE REPLACEMENT COVER
Comparison to Sum Insured limit

vs vs vs vs

SUM INSURED

  • You set a limit

  • We pay up to that limit

  • Choose if you know how much it will cost to rebuild your home

vs vs vs vs

COMPLETE REPLACEMENT COVER

  • You don't set a limit

  • Best underinsurance protection

  • Choose if you’re uncertain how much it will cost to rebuild your home

GET IT NOW

How to get AAMI Complete Replacement Cover

NEW CUSTOMERS

Select the AAMI Complete Replacement Cover Optional Extra when you get an AAMI Home or Landlord Insurance quote. AAMI Complete Replacement Cover will automatically be added to your quote when applying.

Get an AAMI Home Insurance quote

Get an AAMI Landlord Insurance quote

EXISTING CUSTOMERS

Call us on 13 22 44 to add AAMI Complete Replacement Cover to your AAMI Home or Landlord Insurance policy.

You'll need your policy number

Customer Rewards

We’d like to introduce you to AAMI Lucky Club, a place where our customers come to get access to amazing experiences.

Now that’s not very insurancey.

Find out more

AAMI Home Building and Home Contents Insurance, Landlord Insurance, Strata Insurance, Car Insurance, Motorcycle Insurance, NSW and ACT CTP Insurance, Caravan Insurance, Business Insurance and Travel Insurance are issued by AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) trading as AAMI. AAMI Life Insurance and Accidental Injury Insurance are issued by Suncorp Life & Superannuation Limited ABN 87 073 979 530, AFSL 229880 (SLSL) and are distributed by Suncorp Financial Services Pty Ltd ABN 50 010 844 621, AFSL 229885 (SFS) under the AAMI brand. AAMI Income Protection is issued by SLSL and distributed by SFS, under the brand AAMI, and AAI, who only issues the redundancy benefit. AAI trading as AAMI does not provide any financial product advice in relation to AAMI Life Insurance, Accidental Injury and Income Protection (except in relation to the redundancy benefit).

AAMI Health Insurance is issued by nib health funds limited ABN 83 000 124 381 (nib) a registered private health insurer, and is arranged by Suncorp Insurance Ventures Pty Ltd ABN 53 158 182 042 (SIV), for which SIV receives commission. Registered Office, Level 28, 266 George St, Brisbane QLD 4000. Information provided is general advice only and has been prepared without taking into account any person’s particular objectives, financial situation or needs. Read the relevant Product Disclosure Statement or Policy Document available at www.aami.com.au and consider whether it’s appropriate for you before making any decisions about whether to buy or continue to hold a product. Information current as of 9 July 2015.