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Contents Insurance: Fire & Theft

Our low-cost Contents Insurance is for renters or home owners wanting cover for their own contents up to $25,000 against fire and theft.

Low cost Home cover

$5 OFF
New policies when purchased online

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The basics covered
Giving you peace of mind

CONTENTS INSURANCE
- Fire & Theft only

$5 OFFnew policies when purchased online

AAMI Fire and Theft Contents Insurance is our basic contents insurance with up to $25,000 cover if your contents are stolen or damaged by fire while inside your home.

DISCOUNTS AVAILABLE

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Product document downloads

Product Disclosure Statement (PDS)

  • Up to $25,000 for damage to or loss of the contents of your home caused by fire or break-ins


  • New for old replacement


  • Removal of damaged contents or storage of undamaged contents after a fire or break-in, up to $5,000


  • Damage to other people and their property

    Up to $20 million cover for your legal liability for an incident at your home address connected to you owning or living there.

This is just a summary. For full details about what is and isn't covered, check the PDS (Product Disclosure Statement) It's dry, we know, but it's essential reading.

FIRE & THEFT CONTENTS INSURANCE
Is it just for renters?

In short, no.

It provides up to $25,000 cover for renters or home owners (excluding landlords) against fire and theft - offering peace of mind without the bells and whistles.

Just like our Home Contents Insurance, you'll benefit from new for old replacement (regardless of age) and up to $20 million legal liability cover.

But with Fire & Theft Contents you won't be able to customise and add extra cover for things like your mobile phone or bicycle. Nor will you be covered as a result of weather events - apart from fire of course.

Worried someone will get their paws on your stuff but still not sure which contents insurance is right for you? 
Compare coverage or get a quote online now.

FIRE & RELATED PRODUCTS
2 types of contents for renters and home owners

CONTENTS INSURANCE
- Fire and theft only

  • Cover for portable items (e.g. mobile phones)


  • High value (+$1000) items like jewellery & art


  • Damage/loss from weather events apart from fire

  • Option to add Portable Valuables cover


  • Specific extra cover for high value items


  • Damage/loss from weather events and theft


  • Provides cover for over $25,000 worth of contents

Learn more about the differences

Customer Rewards

We’d like to introduce you to AAMI Lucky Club, a place where our customers come to get access to amazing experiences.

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This content applies to new policies and renewal policies with a start date after 14 December 2020.