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Contents Insurance: Fire & Theft

Our low-cost Contents Insurance is for renters or home owners wanting cover for their own contents up to $25,000 against fire and theft.

Low cost Home cover

$5 OFF
New policies when purchased online

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The basics covered
Giving you peace of mind

- Fire & Theft only

$5 OFFnew policies when purchased online

AAMI Fire and Theft Contents Insurance is our basic contents insurance with up to $25,000 cover if your contents are stolen or damaged by fire while inside your home.


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Product document downloads

Product Disclosure Statement (PDS)

  • Up to $25,000 for damage to or loss of the contents of your home caused by fire or break-ins

  • New for old replacement

  • Removal of damaged contents or storage of undamaged contents after a fire or break-in, up to $5,000

  • Damage to other people and their property

    Up to $20 million cover for your legal liability for an incident at your home address connected to you owning or living there.

This is just a summary. For full details about what is and isn't covered, check the PDS (Product Disclosure Statement) It's dry, we know, but it's essential reading.

Is it just for renters?

In short, no.

It provides up to $25,000 cover for renters or home owners (excluding landlords) against fire and theft - offering peace of mind without the bells and whistles.

Just like our Home Contents Insurance, you'll benefit from new for old replacement (regardless of age) and up to $20 million legal liability cover.

But with Fire & Theft Contents you won't be able to customise and add extra cover for things like your mobile phone or bicycle. Nor will you be covered as a result of weather events - apart from fire of course.

Worried someone will get their paws on your stuff but still not sure which contents insurance is right for you? 
Compare coverage or get a quote online now.

2 types of contents for renters and home owners

- Fire and theft only

  • Cover for portable items (e.g. mobile phones)

  • High value (+$1000) items like jewellery & art

  • Damage/loss from weather events apart from fire

  • Option to add Portable Valuables cover

  • Specific extra cover for high value items

  • Damage/loss from weather events and theft

  • Provides cover for over $25,000 worth of contents

Learn more about the differences

Customer Rewards

We’d like to introduce you to AAMI Lucky Club, a place where our customers come to get access to amazing experiences.

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This content applies to new policies and renewal policies with a start date after 14 December 2020.