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Insurance for Landlords

AAMI is the trusted insurer of around 800,000 Australian households.

Approved repairs guaranteed for life, talk to a real person

Damage to or loss of your rental property by fire, break-ins or weather events such as floods

Option to include cover for landlord contents

Option to upgrade to Complete Replacement Cover

Optional Tenant Protection to protect you against the cost of unpaid rent, theft and malicious damage by your tenant or their guests.

Damage or loss of the landlord's contents by fire, break-ins or weather events such as floods

Quick repair or replacement

New for old replacement

Optional Tenant Protection to protect you against the cost of unpaid rent, theft and malicious damage by your tenant or their guests.

Cover for the building and shared areas

What you get

Damage to or loss of up to 10 residential buildings on a block

Includes shared areas

Option to include shared contents

Helping you get a better deal

Smart ways to lower your premium

Combine AAMI Home Building & Contents

Buy your building and contents insurance at the same time and save.

Increase your excess

Sounds complex but it's very easy! With AAMI Flexi-Premiums®, you can choose to increase your excess to lower your premium.

Pay annually

Pay it in one go! You can save with us by choosing to pay your policy annually, since paying in monthly instalments costs a bit more.

Landlord Contents

Landlord contents are household goods and furnishings that:

  • you (the Landlord) own or are legally responsible for
  • you leave in the property for the tenant’s domestic use
  • aren't attached to the building

Think of it as everything you'd usually take with you if you sold your property, for example, carpets, curtains, furniture, kitchenware, washing machines and TVs.

Plus, if you have a unit or other strata title property, it also includes fittings that aren’t legally part of the owners' corporation, such as a floating wooden floor or air conditioning unit.

This is a just summary. For full details check the PDS (Product Disclosure Statement). It’s dry, we know, but it’s essential reading.