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Motorcycle Insurance Comparison

Compare AAMI Comprehensive and Third Party Motorcycle Insurance

approved repairs guaranteed for life, talk to a real person, claim online no queues
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AAMI Motorcycle Insurance

Motorcycle insurance to cover your motorbike, scooter, moped, cruiser, sport, touring, naked bike and dirt bike.

Choose from Comprehensive, or Third Party Property Damage which comes with the option to insure your motorbike for fire and theft as an optional extra. Our Comprehensive and Fire, Theft & Third Party Motorcycle Insurance includes cover for your accessories and modifications and up to $1,000 cover for your protective gear.

Plus all AAMI approved repairs are guaranteed for life. Lucky you’re with AAMI.

See the difference between the levels of cover in our Motorcycle Insurance comparison table.

COMPREHENSIVE

our best coverage

Covers your motorcycle and other people's vehicles + property

Get a quote now More about Comprehensive vs
third party property damage

our most economical

Covers damage your motorcycle causes to other people's vehicles + property

Get a quote now More about Third Party

Damage to someone else's vehicle or property

Up to $20 million

Damage to someone else's vehicle or property

Up to $20 million

Damage to your motorcycle if it's your fault

Up to your chosen Amount Covered

No cover for damage to your motorcycle

Damage caused by hail, storm and floods

No cover for damage caused by hail, storm and floods

Damage to your protective clothing 

Up to $1,000

No cover for damage to your protective clothing

Add Fire & Theft to get cover

Fire & Theft
Fire & Theft optional extra

EASY. FAST. 24/7.

Paperless claims
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Write Off

We consider your vehicle a write off when:

  • It’s stolen and unrecovered after 14 days; or 
  • We decide it's uneconomical, impractical or unsafe to repair.

We also refer to this as ‘total loss’.

This is a just summary. For full details check the PDS (Product Disclosure Statement). It’s dry, we know, but it’s essential reading.

Motorcycle Insurance at a glance

COMPREHENSIVE motorcycle insurance

our best coverage

Covers you for your motorcycle and other people's vehicles + property

Get a quote now More about Comprehensive

Damage to someone else's vehicle or property

Up to $20 million

Damage to your motorcycle if it's your fault

Up to your chosen Amount Covered

Damage caused by hail, storm and floods

Damage to your protective clothing 

Up to $1,000

Fire & Theft
  • Damage to your motorcyle caused by fire
    Up to your chosen Amount Covered

EASY. FAST. 24/7.

Paperless claims
Claim online now
CTP or Greenslip

Compulsory by law

CTP insurance covers you for injuries you cause to other people in an Motorcycle accident

Compulsory Third Party (CTP) is insurance attached to the registration of your motorcycle, which provides protection to the at fault driver, against compensation claims from people injured in a motor vehicle accident.

Remember that CTP doesn't cover damage to your vehicle, other vehicles, or property. That’s where you’ll need either Third Party Property or Comprehensive Motorcycle Insurance.

More about CTP
Do you need CTP?

CTP is compulsory by law. In most states, it’s included in your motorcycle registration, but in NSW, QLD and ACT, you need to buy it separately.

Remember that CTP doesn't cover damage to your vehicle, other vehicles, or property. That’s where you’ll need either Third Party Property or Comprehensive Motorcycle Insurance.

AAMI Lucky Club offers unique experiences exclusive to our customers. Access to shows, events and attractions with a little something extra – for you to enjoy with family and friends. That’s not very insurancey.

We'll be there when you need us

Easy, paperless claims 24/7

Whether you lodge and track your claim over the phone or online, say goodbye to mountains of paperwork!

Fast and reliable repairs

Our goal is always to get you back on the road as fast as we can - safely.

Repairs guaranteed for life

We insist on the highest standards for our customers. That's why any repairs we authorise are covered by our Lifetime Guarantee.