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Comprehensive Motorcycle Insurance

Covers you for damage to your motorcycle as well as to other people's vehicles and property. Includes two wheel-trailer and riding gear.

approved repairs guaranteed for life, talk to a real person, no claims bonus, claim online no queues

We've got you well covered

Giving you peace of mind
Motorcycle theft and accidental damage

Rest easy, we’ve got you covered for damage or loss caused by theft, attempted theft, collision, malicious damage and natural events such as hail, storm, flood or bushfire – plus your two-wheel trailer, up to $1,000.

Damage to other people’s vehicles and property

You’re also covered for damage to someone else’s vehicle or property up to $20 million.

Protective clothing

We cover up to $1,000 for your riding gear (such as jacket, boots, trousers and helmet) if it's stolen from a secured compartment in the bike, or damaged when your bike is damaged.

Help with emergency costs

Up to $500 towards emergency travel and accommodation if your motorcycle's not safe to ride and you're more than 100 km away from home. Plus up to $500 for emergency repairs to get you home or to a repairer.

This is just a summary. For full details about what is and isn't covered, check the PDS (Product Disclosure Statement). It's dry, we know, but it's essential reading.


EASY. FAST. 24/7.

Paperless Claims
Claim online now

If your motorcycle is

If your motorcycle is

If your motorcycle is
written off

AAMI Lucky Club offers unique experiences exclusive to our customers. Access to shows, events and attractions with a little something extra – for you to enjoy with family and friends. That’s not very insurancey.

Helping you get a better deal

Smart ways to lower your premium

No Claim Bonus

Get a No Claim Bonus (NCB) discount off your premium as a reward for your good claims history! On each renewal, your discount will increase (until you reach the maximum level) if you haven’t made any claims that affect your NCB. 

Choose your 'Amount Covered'

You can choose the amount you want to cover your motorcycle for, within a range we provide, so you’re in control of the cover you need.

Pay annually

Pay it in one go! You can save with us by choosing to pay your policy annually, since paying in monthly instalments costs a bit more.