Third Party Motorcycle Insurance
Covers you for damage to other people's vehicles and property, plus damage caused to your motorcycle by uninsured drivers. With option to include fire and theft cover.
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FIRST YEAR ONLINE DISCOUNT More about First year online discount
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What is Third Party Motorcycle Insurance?
Third Party Property Damage Motorcycle Insurance can help to cover costs for which you’re liable if you damage someone else’s vehicle or property while you’re out riding. It can also offer up to $5,000 cover for damage caused to your motorcycle by uninsured drivers, and cover for fire and theft is available as an Optional Cover.
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What's included in Third Party Motorcycle Insurance?
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Damage to other people’s vehicles and property
We’ve got you covered for up to $20 million if your motorcycle damages someone else’s vehicle or property.
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Damage by uninsured drivers
You're also covered for reasonable costs of repair (up to $5,000) for damage to your motorcycle in a collision with a driver without insurance who is entirely at fault. You must give us the name and address of the at-fault driver and vehicle registration details.
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This is just a summary. For full details about what is and isn't covered, check the PDS (Product Disclosure Statement) . It's dry, we know, but it's essential reading.
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AAMI Third Party Damage Motorcycle Insurance
Optional cover for
Fire & Theft Cover
Upgrade your policy with this higher level of cover to ensure your motorcycle covered against loss or damage caused by fire, theft or attempted theft.
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Damage by fire
If your motorcycle is damaged by fire, we’ll cover the cost of repairs up to your Amount Covered shown on your certificate of insurance. If it’s a total loss, we’ll pay your Amount Covered (less any deductions).
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Bike Theft
- Hire car for up to 21 days More about hire car for up to 21 days
- Riding apparel cover More about riding apparel cover
- Up to $500 for personal items More about up to $500 for personal items
- Pay out if your motorcycle is stolen and isn't recovered More about pay out if your motorcycle is stolen and isn't recovered
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This is just a summary. For full details about what is and isn't covered, check the PDS (Product Disclosure Statement). It's dry, we know, but it's essential reading.
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AAMI Flexi-Premiums®