Product Disclosure Statement (PDS) (PDF 836KB)
This PDS applies to new business and policy renewals commencing on or after 15 December 2020 and before 24 January 2025.
Product Disclosure Statement (PDS) (PDF 699KB)
This PDS applies to:
Supplementary Product Disclosure Statement
Effective for new policies commencing on or after 10 September 2022 and renewal policies commencing on or after 10 September 2022.
Supplementary Product Disclosure Statement
This SPDS applies to:
Strata Insurance Additional Information Guide
Read this guide if:
Strata Insurance Additional Information Guide
Read this guide if:
Target Market Determination (TMD)
A03784 24/01/25 A
Target Market Determination (TMD)
A03784 07/12/23 A
Target Market Determination (TMD)
A03784 07/09/23 A
Strata Insurance Premiums, Excesses, Discounts & Claims Payments guide
Read this guide if:
Product Development & Distribution Policy
Effective up to 30/08/2023 Each of AAMI's insurance products utilise a five-stage product lifecycle (Design, Delivery, Review, Enhance/Modify and Decommission). This approach allow us to put you, the customer, at the centre of our product development and distribution.
Update pursuant to ASIC Corporations Instrument 2016/1055
Effective for new business or policy renewals on or after 31 December 2023. This is to be read in conjunction with your current PDS and SPDS.
Update pursuant to ASIC Corporations Instrument 2016/1055
Effective for new business or policy renewals on or after 31 January 2023. This is to be read in conjunction with your current PDS and SPDS.
Update pursuant to ASIC Corporations Instrument 2016/1055
Effective for new business or policy renewals on or before 22 May 2019. This is to be read in conjunction with your current PDS and SPDS.
Update Pursuant to ASIC Class Order 03/237
Effective for all policies when you buy, extend, vary or reinstate your policy on or after 16 November 2015 or if you renew on or after 28 December 2015. It is to be read in conjunction with your current PDS and SPDS.
Glossary
Product Disclosure Statement (PDS)
An important legal document that contains the terms and conditions of your cover, including what is and isn’t covered. Read it together with your Certificate of Insurance.
The Certificate of Insurance is confirmation of the insurance cover you purchased, including when it starts and ends, the type of insurance it is, and how much you paid. Sometimes referred to as your ‘Schedule’.
Key Fact Sheet
Certificate of Insurance
The Certificate of Insurance is confirmation of the insurance cover you purchased, including when it starts and ends, the type of insurance it is, and how much you paid. Sometimes referred to as your ‘Schedule’.
Offers a shorter version of what is and isn't covered, without being a complete statement of your cover. Read it together with the PDS and your Certificate of Insurance.
The Certificate of Insurance is confirmation of the insurance cover you purchased, including when it starts and ends, the type of insurance it is, and how much you paid. Sometimes referred to as your ‘Schedule’.
Supplementary Product Disclosure Statement (SPDS)
Certificate of Insurance
The Certificate of Insurance is confirmation of the insurance cover you purchased, including when it starts and ends, the type of insurance it is, and how much you paid. Sometimes referred to as your ‘Schedule’.
Additional Information Guide
Provides further information about premiums, the excesses and any discounts that apply. Read it together with the PDS.
Premiums, Excess, Discounts & Claims Payments guide (PED Guide)
Certificate of Insurance
The Certificate of Insurance is confirmation of the insurance cover you purchased, including when it starts and ends, the type of insurance it is, and how much you paid. Sometimes referred to as your ‘Schedule’.
Certificate of Insurance
The Certificate of Insurance is confirmation of the insurance cover you purchased, including when it starts and ends, the type of insurance it is, and how much you paid. Sometimes referred to as your ‘Schedule’.
Certificate of Insurance
The Certificate of Insurance is confirmation of the insurance cover you purchased, including when it starts and ends, the type of insurance it is, and how much you paid. Sometimes referred to as your ‘Schedule’.
Premiums, Excess, Discounts & Claims Payments guide (PED Guide)
Certificate of Insurance
The Certificate of Insurance is confirmation of the insurance cover you purchased, including when it starts and ends, the type of insurance it is, and how much you paid. Sometimes referred to as your ‘Schedule’.
Supplementary Product Disclosure Statement (SPDS)
Certificate of Insurance
The Certificate of Insurance is confirmation of the insurance cover you purchased, including when it starts and ends, the type of insurance it is, and how much you paid. Sometimes referred to as your ‘Schedule’.
Key Fact Sheet
Certificate of Insurance
The Certificate of Insurance is confirmation of the insurance cover you purchased, including when it starts and ends, the type of insurance it is, and how much you paid. Sometimes referred to as your ‘Schedule’.
Offers a shorter version of what is and isn't covered, without being a complete statement of your cover. Read it together with the PDS and your Certificate of Insurance.
The Certificate of Insurance is confirmation of the insurance cover you purchased, including when it starts and ends, the type of insurance it is, and how much you paid. Sometimes referred to as your ‘Schedule’.
Product Disclosure Statement (PDS)
An important legal document that contains the terms and conditions of your cover, including what is and isn’t covered. Read it together with your Certificate of Insurance.
The Certificate of Insurance is confirmation of the insurance cover you purchased, including when it starts and ends, the type of insurance it is, and how much you paid. Sometimes referred to as your ‘Schedule’.
Additional Information Guide
Provides further information about premiums, the excesses and any discounts that apply. Read it together with the PDS.
