Product Disclosure Statement (PDS)
This PDS applies to policies renewed or policies commenced between 9 September 2017 and 24 May 2021.
Market Stall Policy Wording Endorsement
Effective for new business or policy renewals between 12 June 2019 and 24 May 2021.
Supplementary Product Disclosure Statement
Effective from 14 November 2014.
Supplementary Product Disclosure Statement
For new policies commencing from 7 August 2012 to 30 June 2013 and renewals effective 18 September 2012 to 30 June 2013.
Glossary
Insurance Policy
An important legal document that contains the terms and conditions of your cover, including what is and isn’t covered, and should be read together with your Policy Schedule.
Your Policy Schedule is confirmation of the insurance cover you purchased, including when it starts and ends, the type of insurance it is, and how much you paid.
Policy Schedule
Provides evidence of your insurance with us, and is confirmation of the insurance cover you purchased, including when it starts and ends, the type of insurance it is, and how much you paid.
Supplementary Product Disclosure Statement (SPDS)
Certificate of Insurance
Confirmation of the insurance cover you purchased, including when it starts and ends, the type of insurance it is, and how much you paid. Sometimes referred to as your ‘Schedule’.
Financial Services Guide
Information about who we are, what financial services we offer, what we charge and how you can make a complaint against us.
Certificate of Insurance
Confirmation of the insurance cover you purchased, including when it starts and ends, the type of insurance it is, and how much you paid. Sometimes referred to as your ‘Schedule’.
Certificate of Insurance
Confirmation of the insurance cover you purchased, including when it starts and ends, the type of insurance it is, and how much you paid. Sometimes referred to as your ‘Schedule’.
Insurance Policy
An important legal document that contains the terms and conditions of your cover, including what is and isn’t covered, and should be read together with your Policy Schedule.
Your Policy Schedule is confirmation of the insurance cover you purchased, including when it starts and ends, the type of insurance it is, and how much you paid.
Policy Schedule
Provides evidence of your insurance with us, and is confirmation of the insurance cover you purchased, including when it starts and ends, the type of insurance it is, and how much you paid.
Supplementary Product Disclosure Statement (SPDS)
Certificate of Insurance
Confirmation of the insurance cover you purchased, including when it starts and ends, the type of insurance it is, and how much you paid. Sometimes referred to as your ‘Schedule’.
Financial Services Guide
Information about who we are, what financial services we offer, what we charge and how you can make a complaint against us.
