We make sure your possessions are covered for a broad range of events. It's easy to protect the things you love with AAMI Home Contents Insurance. You may also like to specify the value of special items like your jewellery, artwork and collections.
If you experience a fire or burglary, we’ll repair or replace your contents, or pay you what it would cost us to settle your claim.
See the Contents Insurance PDS for certain cover restrictions
We offer flood cover on AAMI Home Contents Insurance. For that extra peace of mind, when flood damage occurs to your contents you can rest easy knowing that AAMI has you covered.
Find out more about flood cover.
With our Home Contents Insurance we cover your liability for injuries to other people or damage to their property. So if you are cycling and cause an accident, your policy will cover you if someone seeks compensation for their injuries or property damage. Some cover restrictions apply.
We appoint a Client Manager who organises every detail from beginning to end, including arranging all quotes and repairs. You many also like to choose a supplier to provide a quote. There's no paperwork and you'll experience ongoing communication throughout the process.
When an insured event damages your contents, we will also cover the cost to store your undamaged contents whilst your home is being repaired or rebuilt (cover limits apply).
If we decide to replace any of your everyday contents when you make a claim, we will replace your items with new ones, no matter how old they were.
With AAMI Flexi-Premiums® you can choose how much you pay and how much you save, simply by varying your excess. The higher excess you choose, the lower your insurance premium. It's that easy.
If you get a quote and purchase your new policy online, we’ll give you and up-front discount on your policy. Simple.
With AAMI you also enjoy more choice when it comes to paying your premium. You can choose to pay your premium annually or monthly (fee applies), whichever is more convenient for you.
We’ll quickly arrange for the replacement or repair of your belongings.
We’ll guarantee for life the quality of authorised repairs.
We’ll help you safely store undamaged items during repairs.
We give you the option of purchasing Extra Cover for certain portable items you might take outside your home. You can take out Extra Cover to protect things like your jewellery, cameras, mobile phones and sporting equipment (but not when in use) from accidental loss or damage.