Home Contents Insurance

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AAMI offers you:

  • New for old replacement
  • Flood cover
  • The option to specify the
    value of your special items


What we cover

  •  $20 million Legal liability in Australia and New Zealand

    With our Home Contents Insurance we cover your liability for injuries to other people or damage to their property. So if you are cycling and cause an accident, your policy will cover you if someone seeks compensation for their injuries or property damage. Some cover restrictions apply.

Easier insurance

  •  Speak to a real person 24/7

    Our call centre is open all day, every day. So no matter when you call, you’ll speak to a real AAMI insurance expert. You can also contact us on Facebook or Twitter.

  •  A single point of contact, less paperwork

    We appoint a Client Manager who organises every detail from beginning to end, including arranging all quotes and repairs. You many also like to choose a supplier to provide a quote. There's no paperwork and you'll experience ongoing communication throughout the process.

  •  Storage of undamaged contents

    When an insured event damages your contents, we will also cover the cost to store your undamaged contents whilst your home is being repaired or rebuilt (cover limits apply).

  •  New for old replacement

    If we decide to replace any of your everyday contents when you make a claim, we will replace your items with new ones, no matter how old they were.

More flexibility

  •  Choose your own premium and excess

    With AAMI Flexi-Premiums® you can choose how much you pay and how much you save, simply by varying your excess. The higher excess you choose, the lower your insurance premium. It's that easy.

  •  Save by paying online

    If you get a quote and purchase your new policy online, we’ll give you and up-front discount on your policy. Simple.

  •  Payment options to suit you

    With AAMI you also enjoy more choice when it comes to paying your premium. You can choose to pay your premium annually or monthly (fee applies), whichever is more convenient for you.

If your contents are damaged or lost...

We’ll quickly arrange for the replacement or repair of your belongings.

We’ll guarantee for life the quality of authorised repairs.

We’ll help you safely store undamaged items during repairs.

Optional extras

  •  Protect belongings outside your home

    We give you the option of purchasing Extra Cover for certain portable items you might take outside your home. You can take out Extra Cover to protect things like your jewellery, cameras, mobile phones and sporting equipment (but not when in use) from accidental loss or damage.



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