Landlord Home Insurance

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AAMI Landlord Insurance offers you:

What we cover

  •  Damage to your landlord property 

    In addition to the main residence, AAMI Landlord Building Insurance covers garages, car ports, solar panels, clothes lines, fences (limts may apply) and driveways (limits may apply). 

  •  Damage caused by natural disaster

    We ensure that your property is covered against natural disasters like bushfire, storm and earthquake.

  •  Damage caused by fire or theft

    If your landlord property is damaged by a fire or a break in, we’ll ensure  it’s secured and that repairs take place as soon as possible.

  •  Flood cover

    We offer flood cover on AAMI Landlord Insurance. For that extra peace of mind, when flood damage occurs to your landlord property you can rest easy knowing that AAMI has you covered (actions of the sea excluded).


Easier insurance

  •  Speak to a real person 24/7

    Our call centre is open all day, every day. So no matter when you call, you’ll speak to a real AAMI insurance expert. You can also contact us on Facebook or Twitter.

  •  A single point of contact, less paperwork

    We appoint a Client Manager who organises every detail from beginning to end, including arranging all quotes and repairs. You may also like to choose your own repairer to supply a quote. There's no paperwork and you'll experience ongoing communication throughout the process.

  •  We’ve got the details covered

    When you take out landlord insurance with us, we cover the sourcing of repair materials, the cost of surveyors and architects, satisfying the requirements of your local council or authority and other tasks that form part of getting your property back to how it was.

More flexibility

  •  Choose your own premium and excess

    With AAMI Flexi-Premiums® you can choose how much you pay and how much you save, simply by varying your excess. The higher excess you choose, the lower your insurance premium. It's that easy.

  •  Save by paying online

    If you get a quote and purchase your new policy online, we’ll give you an up-front discount on your policy. Simple.

  •  Payment options to suit you

    With AAMI you also enjoy more choice when it comes to paying your premium. You can choose to pay your premium annually or monthly (fee applies), whichever is more convenient for you.

If your building is damaged...

We’ll remove debris and cover any necessary demolition.


We’ll secure your property 24/7.


We’ll guarantee for life the repairs we authorise to your landlord property.


Optional extras

  •  Additional cover with Tenant Protection

    You can extend your AAMI Landlord Insurance cover to include Tenant Protection. It's the extra cover you need to protect you against the inconvenience of unpaid rent, theft or malicious damage to your rental property by your tenant (cover limits apply).


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