With Comprehensive Insurance, you'll have the peace of mind that comes from knowing you're covered for accidental damage and bike theft.
For an additional premium, we’ll cover your protective clothing such as jackets, boots, trousers and helmets, for up to $5,000, if they are damaged in an accident involving your bike.
If your trip is interrupted by an accident, mechanical breakdown or theft involving your motorcycle and you are more than 100 km from home, we can help with the refund of emergency costs to cover things like essential accommodation and personal items.
We’ll reimburse up to $1,000 for the cost of replacing and re-coding your bike keys if they are lost.
There's no paperwork associated with AAMI claims. You'll also experience ongoing communication throughout the process.
With AAMI Flexi-Premiums® you can choose how much you pay and how much you save, simply by varying your excess. The higher excess you choose, the lower your insurance premium. It's that easy.
If you get a quote and purchase your new policy online, we’ll give you an up-front discount on your policy. Simple.
With AAMI you can choose to pay annually or by the month (fee applies). And with a variety of payment methods like credit card, B-Pay and Australia Post, it’s easy to get covered quickly.
We’ll guarantee the repairs we authorise for life – even if you sell your bike.
We’ll give you a hire car for up to 21 days.
Once your claim is approved, we’ll write it off if it’s not recovered within 14 days.
We provide new-for-new replacement for bikes less than 2 years old.
For an additional premium, we’ll cover damage to protective clothing (cover limits apply).
If you, or your children or grandchildren are under the age of 25 and are comprehensively insured with AAMI you are eligible for a free one-day AAMI Skilled Drivers Course, designed to improve their awareness and competence. You will also get a 10% discount off your AAMI Comprehensive Car or Motorcycle Insurance upon completion of the course.
The AAMI Safe Rider Rewards program provides rewards and benefits to safe riders. As you advance through the program, you will progressively earn more rewards and discounts on your policy premium.