Comprehensive Motorcycle Insurance

What we offer

•  We cover your bike for theft and accidental damage

  With Comprehensive Insurance, you'll have the peace of mind that comes from knowing you're covered for accidental damage and bike theft.

•  Cover for your protective clothing

  For an additional premium, we’ll cover your protective clothing such as jackets, boots, trousers and helmets, for up to $5,000, if they are damaged in an accident involving your bike.

•  Emergency costs

  If your trip is interrupted by an accident, mechanical breakdown or theft involving your motorcycle and you are more than 100 km from home, we can help with the refund of emergency costs to cover things like essential accommodation and personal items.

•  We help replace your bike keys
  if they are lost

  We’ll reimburse up to $1,000 for the cost of replacing and re-coding your bike keys if they are lost.

Easier insurance

•  Speak to a real person 24/7

  Our claims call centre is open all day, every day. So no matter when you call, you’ll speak to a real AAMI insurance expert. You can also contact us on Facebook or Twitter.

•  Paperless claims

  There's no paperwork associated with AAMI claims. You'll also experience ongoing communication throughout the process.

More flexibility

•  Choose your own premium and excess

  With AAMI Flexi-Premiums® you can choose how much you pay and how much you save, simply by varying your excess. The higher excess you choose, the lower your insurance premium. It's that easy.

•  Save by paying online

  If you get a quote and purchase your new policy online, we’ll give you an up-front discount on your policy. Simple.

•  Flexible payment options

  With AAMI you can choose to pay annually or by the month (fee applies). And with a variety of payment methods like credit card, B-Pay and Australia Post, it’s easy to get covered quickly.