When you switch from your old insurer to an equivalent AAMI Health Insurance policy, you may not have to serve any waiting period – if you’ve already served them with your previous health insurer. That means, you could be eligible to make a claim from the first day you join AAMI Health Insurance. This includes claims on services like our Unlimited Emergency Ambulance Cover.

Though, for some benefits, you’ll have to wait up to 12 months before you can make a claim. Read your PDS for the full details.

Claim services you’re already covered for

Good news! With our AAMI Health Insurance Extras Cover, you can immediately claim up to your annual limit, less any amount claimed in that calendar year on the same service with your previous fund. This all makes switching to a new health cover provider a whole lot easier.

For example, if you switch to our AAMI Health Insurance Everyday Active Extras Cover, you’ll skip the normal six-month waiting period on Optical when you switch from a comparable level of optical cover. If you need to get your eyes checked and buy some new glasses soon, you can do that without having to hold out for another half a year.

Compare your options

We think it’s a good idea to compare your AAMI Health Insurance options. With AAMI, you can feel safe knowing that the waiting periods you served through your previous provider will be recognised – as long as you’re switching to an equivalent level of cover.

Make the switch today

If you want to switch from your old insurer to an equivalent AAMI Health Insurance policy, get a health insurance quote now.

If you still have questions or would like more info, give us a call on  13 22 44  (8am-6pm, Monday to Friday, AEST/AEDT).

Find out more about AAMI Health Insurance here.