What's included with AAMI Health Insurance Extras Cover?
Depending on the AAMI Health Insurance Extras Cover product you choose, you’ll be able to claim back up to 60% or 70%* of the cost of specific healthcare services until you reach your annual limit.
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Starter Extras
With Starter Extras you can claim for commonly used healthcare services like going to the dentist, optometrist, physiotherapist or chiropractor.
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https://healthquote.aami.com.au/join/extras?_gl=1*1v1brv2*_gcl_dc*R0NMLjE3NTMwNjk0MTYuNjlhZDE1OWNhMTY1MWZiZWRiMWU3ZGUxMTYwMWY5NGI.*_gcl_au*MTQyNzc3NzkwMy4xNzUzODQ3OTI3*_ga*MTQzNzQ3NjkzNC4xNzQ2MDcxNzk2*_ga_FB7EYK56LW*czE3NTQwMDY0MzAkbzMwNCRnMSR0MTc1NDAwNjcxNSRqNTUkbDAkaDA.&_ga=2.195800431.238383232.1753661221-1437476934.1746071796
Starter Boost Extras
Starter Boost Extras is a step up from Starter Extras with the option to claim for a wider range of services including major dental work and natural therapies.
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https://healthquote.aami.com.au/join/extras?_gl=1*1v1brv2*_gcl_dc*R0NMLjE3NTMwNjk0MTYuNjlhZDE1OWNhMTY1MWZiZWRiMWU3ZGUxMTYwMWY5NGI.*_gcl_au*MTQyNzc3NzkwMy4xNzUzODQ3OTI3*_ga*MTQzNzQ3NjkzNC4xNzQ2MDcxNzk2*_ga_FB7EYK56LW*czE3NTQwMDY0MzAkbzMwNCRnMSR0MTc1NDAwNjcxNSRqNTUkbDAkaDA.&_ga=2.195800431.238383232.1753661221-1437476934.1746071796
Everyday Active Extras
Everyday Active Extras features increased annual limits and additional services such as podiatry, psychology, and preventative tests.
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https://healthquote.aami.com.au/join/extras?_gl=1*9z3ahh*_gcl_dc*R0NMLjE3NTMwNjk0MTYuNjlhZDE1OWNhMTY1MWZiZWRiMWU3ZGUxMTYwMWY5NGI.*_gcl_au*MTQyNzc3NzkwMy4xNzUzODQ3OTI3*_ga*MTQzNzQ3NjkzNC4xNzQ2MDcxNzk2*_ga_FB7EYK56LW*czE3NTQwMDY0MzAkbzMwNCRnMSR0MTc1NDAwNjcxNSRqNTUkbDAkaDA.&_ga=2.170565987.238383232.1753661221-1437476934.1746071796
Premium Active Extras
Premium Active Extras is our most comprehensive Extras product allowing you to claim back up to 70%* on a wide range of services like antenatal and postnatal services, hearing aids and more.
Find out more
https://healthquote.aami.com.au/join/extras?_gl=1*9z3ahh*_gcl_dc*R0NMLjE3NTMwNjk0MTYuNjlhZDE1OWNhMTY1MWZiZWRiMWU3ZGUxMTYwMWY5NGI.*_gcl_au*MTQyNzc3NzkwMy4xNzUzODQ3OTI3*_ga*MTQzNzQ3NjkzNC4xNzQ2MDcxNzk2*_ga_FB7EYK56LW*czE3NTQwMDY0MzAkbzMwNCRnMSR0MTc1NDAwNjcxNSRqNTUkbDAkaDA.&_ga=2.170565987.238383232.1753661221-1437476934.1746071796
What are the benefits of Extras Cover?

Our 4 Extras Cover products help with everyday healthcare costs not typically covered by Medicare, like visits to the dentist, optical, physiotherapy, chiropractic care and more. They cover a range of things you might need treatment for outside of a hospital, including natural therapies like remedial massage.

Use our Extras Cover comparison table to see exactly what’s included in each of the 4 products and how much you can claim back.

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Claim up to 60% or 70% back* on the cost of healthcare services not typically covered by Medicare, up to your annual limit
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Choose treatment from any provider with professional qualifications recognised by the insurer. For dental services, percentage-based benefits are only available at First Choice network providers.
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When switching to AAMI Health Insurance you won’t have to restart any waiting periods you’ve already served# with your old fund when you sign up for the same level of cover with us.
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Comes with unlimited emergency ambulance cover
Frequently Asked Questions
Compare Extras Cover
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*60% or 75% back dependent on Extras product selected. Not typically covered by Medicare. Up to your annual limit. Relevant waiting periods apply. Benefits only payable in relation to recognised Providers. For dental services, percentage-based benefits are only available at First Choice network providers. Subject to the terms and conditions of your policy. See the Product Disclosure Statement for details.

#Applies where there is a break in cover of 59 days or less. Waiting periods will apply for services not currently covered, services with higher benefits or where waiting periods haven't been fully served. Where the excess on the new product is lower than the excess on the previous cover, the excess on the previous cover will apply until the unexpired waiting period has been served. Any benefit limits already used with your current fund will apply to your AAMI Health Insurance policy.