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Do I need travel insurance for my holiday?
Already booked flights and accommodation? Don’t pack your bags just yet, there’s one more thing left to book – travel insurance. Here you’ll find out why travel insurance may be essential for your overseas trip, and why it offers added peace of mind when you’re travelling within Australia.
Why is travel insurance important when travelling overseas?
From contracting a nasty bout of food poisoning to having an accident that requires hospitalisation, a medical emergency overseas can wipe out your savings.
For example, the average cost of a hospital bed in the U.S. is more than $750, according to research conducted by Finder*. This doesn’t include the costs of specialists, drugs and tests, only the ‘accommodation’ part of the hospital admission.
Overseas medical emergencies aren’t uncommon. In 2017-18, the Australian Government provided consular assistance in over 1,500 cases of Australians hospitalised overseas.** This figure doesn’t include Australians who needed to be hospitalised but didn’t seek consular assistance.
With travel insurance, you can be covered for unexpected hospital visits and dental emergencies. It can help you get back to enjoying your holiday – or back to Australia for ongoing care.
The Australian Government strongly encourages overseas travel insurance
The Australian Government’s Smartraveller initative advises Australians to make informed decisions about where and when to travel, and to ensure they have the right travel insurance for their destinations and what activities they’re doing.
Coverage should include all medical expenses for injury or illness, theft of valuables, damage to baggage, and flight cancellations or interruptions.
Wherever you’re headed, travel insurance can help you travel stress-free.
Most of us can’t afford to lose the money we put into our holiday. Imagine departing from your hard-earned cash because you have to cancel your trip due to an injury or illness.
Travel insurance is one way to recoup your expenses if something unexpected happens. You could be covered for pre-paid expenses such as flights, accommodation, and tickets that aren’t refundable.
Travel insurance can help with inconveniences
Don’t let the little things bother you. Flight cancellations, missing luggage and a number of other travel hiccups are all minor inconveniences that hopefully won’t, but certainly can happen to you. Travel insurance can make these situations more bearable. With travel cover, you can be reimbursed for reasonable purchases while your trip gets back on track.
It’s easy to find affordable travel insurance
Travel insurance can be affordable. Keep in mind, though, that not all policies are the same. The cost of your cover can depend on your destination, age, activities and choice of policy.
AAMI Travel Insurance provides comprehensive cover for singles, couples and families, which includes:
- contacting the issuer in the event of your essential documents (e.g. passports, credit cards) being lost
- finding you a medical facility and making a direct payment of medical bills to your hospital, and
- providing compensation for accidental injuries.
If you’re looking for comprehensive travel insurance at a competitive price, then get a quote with AAMI today! Enjoy a stress-free holiday and choose from travel insurance that can cover your needs.
AAMI Travel Insurance is issued by AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) trading as AAMI. Consider the Product Disclosure Statement before making a decision about this insurance. This advice has been prepared without taking into account your particular objectives, financial situations or needs, so you should consider whether it is appropriate for you before acting on it.