Choose from three levels of cover
cover types
- Cars including utes and 4WDs
- Industrial vehicles like bobcats, mini loaders, forklifts and ride-on mowers
- Trailers, including pet grooming trailers and towed woodchippers
- Trucks with a carrying capacity of up to 5 tonnes
Please note that not all levels of cover are available for all types of vehicles.
tick
correct
band
center
Fire, Theft & Legal Liability
Legal Liability Only
Add optional coverage for Comprehensive policies
OPTIONAL COVERS
carGlassDamage
Windscreen excess waiver
With this optional cover, you won’t have to pay the basic excess for the first claim you make in any period of insurance for your vehicle’s broken windscreen or window glass. The basic excess will apply for subsequent claims.
This only applies to cars, utes, 4WDs or vans with a carrying capacity of less than 2 tonnes.
carHire
Rental vehicle after accident
If your vehicle can’t be driven or needs repair after an event (other than theft) that’s covered under your policy, we’ll pay the cost of hiring a similar replacement vehicle (subject to availability). The most we’ll pay for any one event is $1,500.
This only applies to cars, utes, 4WDs or vans with a carrying capacity of less than 2 tonnes.
incomeProtect
Protected No Claim Bonus
With this optional cover, a claim that would otherwise affect your no claim bonus will not do so – provided you haven’t made a previous claim within the same period of insurance for the same vehicle.
tow
Damage to towed vehicles
If your vehicle is a registered tow truck, we can cover loss or damage – caused by an event we cover under the policy – to any vehicle being towed, retrieved or carried by your vehicle. The most we will pay for any one event is $150,000.
center
This is just a summary – limits, conditions and exclusions apply, so please refer to the PDS for more info.
Why people choose AAMI
australia
Trusted since 1969
We’ve been helping Aussies for over 55 years.
Learn more
chatBot
Chat with us easily on the AAMI App
Get support without waiting by the phone.
Learn more
Frequently Asked Questions
AAMI Commercial motor insurance
block
true
suncorp:AAMI/products/business/commercial-motor
what-is-public-liability-insurance
What is public liability insurance
Public Liability is your protection if you are found to be legally responsible for personal injury to a third party or damage to their property. Learn more about Public Liability Insurance.
true
How do I make a claim?
There are no forms to fill out – just call as soon as you can. We’re available 24 hours a day, 7 days a week, on 13 22 44, and you will always speak to a real person. See information on how to make a business insurance claim.
false