Insurance for Professionals
Run a business that offers professional services? AAMI Business Insurance may have an insurance that can help you stay covered against common professional services business risks, like public and products liability.
Join over 70,000 small businesses that choose AAMI Business Insurance
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Types of professional services we cover
OCCUPATIONS
From doctors to designers, there are many different types of business professionals – and each has their own insurance needs. AAMI Business Insurance can help you find a policy that’s right for you and your business. We do not offer cover for your professional advice, errors, or omissions often referred to as professional indemnity insurance.
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Medical and health professionals
Business and finance professionals
Photographers and design professionals
Architects and engineering professionals
What’s included
BASE COVERS
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INCLUDED
Public Liability and Products Liability
Cover for your legal liability if your business or products cause personal injury to a third party (another person who isn’t an employee), or damage to their property.
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Limits, conditions and exclusions apply. These are examples only and not exhaustive. For more information on this cover, read the relevant PDS.
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OTHER COVERS WE OFFER
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Commercial motor
Choose from three types of cover for each vehicle you insure: Comprehensive, Legal Liability only, or Legal Liability, Fire and Theft.
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Property damage
This provides cover for physical loss of, or damage to, your property at your office from insured events such as fire, lightning and explosion1.
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Portable and Valuable Items
Cover for the accidental loss of, or damage to, portable items you carry with you while you work.
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Theft
Cover of loss of, or damage to, your contents, specified items and stock caused by theft.
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Money
Cover for the loss of, or damage to, your business’s money. The money may be in transit, at the premises or in custody at a private residence.
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Equipment breakdown
Cover for the breakdown of insured equipment at your premises and any loss or damage to property insured as a result of the breakdown.
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Goods in transit
Cover for the loss of, or damage to, goods you sell, buy or use in your business while they’re in transit. Choose from two types of cover – Specified Perils or Accidental Damage.
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Tax probe
Cover for professional fees incurred due to a tax audit by the Australian Taxation Office, or a State or Territory department or agency.
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Limits, conditions and exclusions apply. These are examples only and not exhaustive.
For more information on this cover, read the relevant PDS.
For more information on this cover, read the relevant PDS.
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1 We do not insure you for loss or damage caused by a bushfire or grass fire occurring within 72 hours from the commencement or modification (including increasing any insured amount) of your policy.
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While you’re at it, give the PDS a thorough read to make sure this insurance is right for your needs.
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Why people choose AAMI
Frequently Asked Questions
AAMI BUSINESS INSURANCE FOR PROFESSIONALS
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