Professionals Insurance
Running a business that offers professional services? AAMI can offer you insurance that can help you keep covered and help you stay in business.
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What is AAMI Business Insurance for professionals?
Professionals – such as medical practitioners, solicitors, consultants, engineers and more – are exposed to many potential risks in the course of offering their services. AAMI Business Insurance offers flexible policies that can be customised to suit your business, starting with Public Liability Insurance as standard then choosing from a range of optional covers.
Types of professionals we cover
There are many different types of business professionals – and each has their own insurance needs. AAMI can help you find a policy that’s right for you and your business.
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Medical and health professionals
Insurance for health professionals can help you focus on patient care.
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Business and finance professionals
Insurance that can help you go about your business with confidence.
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Photographers and design professionals
Need photographer insurance? Maybe insurance for designers? We can help.
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Architects and engineering professionals
AAMI can help you engineer an insurance solution that’s right for you.
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Included covers
Professionals Insurance
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INCLUDED
Public Liability and Products Liability
Cover for your legal liability if your business or products cause personal injury to a third party (another person who isn’t an employee), or damage to their property.
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Add extra coverage
OPTIONAL COVERS
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Commercial motor
Cover for your ute, van, car, truck and more. Choose from three types of cover – Comprehensive, Legal Liability only or Legal Liability, fire and theft – depending on each vehicle you insure.
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Property damage
This provides cover for physical loss of, or damage to, your property at your office from insured events such as fire, lightning and explosion1.
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Portable and valuable items
Cover for the accidental loss of, or damage to, portable items you carry with you while you work.
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Theft
Cover of loss of, or damage to, your contents, specified items and stock caused by theft.
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Money
Cover for the loss of, or damage to, your business’s money. The money may be in transit, at the premises or in custody at a private residence.
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Equipment breakdown
Cover for the breakdown of insured equipment at your premises and any loss or damage to property insured as a result of the breakdown.
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Goods in transit
Cover for the loss of, or damage to, goods you sell, buy or use in your business while they’re in transit. Choose from two types of cover – Specified Perils or Accidental Damage.
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Tax probe
Cover for professional fees incurred by you in connection with a tax audit of a return by the ATO, or Commonwealth, State or Territory department, body or agency.
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Limits, conditions, and exclusions apply. Not all covers are available on their own.
Please read the Product Disclosure Statement for full details.
Please read the Product Disclosure Statement for full details.
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1 We do not insure you for loss or damage caused by a bushfire or grass fire occurring within 72 hours from the commencement or modification (including increasing any insured amount) of your policy.
Frequently Asked Questions
AAMI Professionals Insurance
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