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Insurance for Hospitality Businesses

Cover for Cafes, Restaurants, Take away shops and more

With AAMI you can enjoy:

  • Quick, anonymous quotes
  • Customised packages
  • Pay by the month
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Overview Retail

Top claims for hospitality businesses

(AAMI Business claims: Jan 2011 – Aug 2015) 

Machinery Breakdown

The most common claim for hospitality businesses, this can cover the cost of repair or replacement if key equipment breaks down. Examples include fridges, ovens, and cool room compressors.

Read more in the PDS

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Fire & Defined Events

Cover damage to property at your premises from insured events such as fire, lightning and explosion.

Read more in the PDS

Get a quote online in 3 minutes

Glass & Signs

Cover the cost of replacing or repairing damaged glass windows, signs and showcases at your café, restaurant or other business premises. The average glass and signs claim for hospitality businesses is $1,494.

Read more in the PDS

Get a quote online in 3 minutes

This is a summary only, so check the Product Disclosure Statement and Policy Wording for full details of what is and isn’t covered. It’s dry we know, but it’s essential reading.

Top claims for hospitality businesses

(AAMI Business claims: Jan 2011 – Aug 2015) 

Machinery Breakdown

The most common claim for hospitality businesses, this can cover the cost of repair or replacement if key equipment breaks down. Examples include fridges, ovens, and cool room compressors.

Read more in the PDS

Get a quote online in 3 minutes

Fire & Defined Events

Cover damage to property at your premises from insured events such as fire, lightning and explosion.

Read more in the PDS

Get a quote online in 3 minutes

Glass & Signs

Cover the cost of replacing or repairing damaged glass windows, signs and showcases at your café, restaurant or other business premises. The average glass and signs claim for hospitality businesses is $1,494.

Read more in the PDS

Get a quote online in 3 minutes

This is a summary only, so check the Product Disclosure Statement and Policy Wording for full details of what is and isn’t covered. It’s dry we know, but it’s essential reading.

Other covers

  • Public Liability

    Cover your business for the cost of damages if your business is found responsible for personal injury to a third party or damage to their property. For example, if a customer sues you after suffering food poisoning or a staff member spills hot food or drinks on a customer.

    Read more in the PDS

  • Back in Business

    Cover a reduction in business revenue due to certain unexpected events, such as burst pipes causing water damage to your café.

    Read more in the PDS

  • Money

    Cover the loss of your business's money from causes such as theft, armed hold-up or fire. This can include money in transit or at your hospitality business premises.

    Read more in the PDS

  • Portable and valuable items

    Cover portable business equipment, including technology like mobile phones and laptops, as well as equipment you carry with you for offsite catering.

    Read more in the PDS

This is a summary only, so check the Product Disclosure Statement and Policy Wording for full details of what is and isn’t covered. It’s dry we know, but it’s essential reading.

Get a quote online in 3 minutes
Get your quote

Tips for Hospitality Businesses

Top 6 hospitality insurance claims

Small Biz Tips

Top 6 hospitality insurance claims

By Theo Pitsikas

Discover the top 6 business insurance claims for cafes, restaurants and take away shops.

Join the 60,000 businesses who "turn to AAMI."

 

AAMI Public Liability

Frequently asked questions