Cover for damage to contents and stock at your business premises resulting from an insured event. Insured events include flood, fire, lighting, and explosions.
Cover for loss of, or damage to, your commercial property due to insured events like flood*, fire (including bushfire*), storms, and accidental damage.
We call this 'Back In Business' and it can provide cover for a reduction in business revenue and increased costs of working up to 12 months from business interruption or interference due to loss or damage from an insured event.
Cover for loss of, or damage to, your contents, specified items and stock caused by theft.
We call this Portable & Valuable Items cover, which provides cover for portable and valuable items you usually carry around with you in the course of your business, like specialist tools, mobile phones and point of sale terminals. Items valued under $2,500 don’t need to be individually specified on your policy.
Cover for professional fees connected with a tax audit of a return by the ATO, or a Commonwealth, State, or Territory department, body, or agency.
Cover for the loss of, or damage to, your business’s money. The money may be in transit, at a business premises, or in custody at a private residence.
Choose from three types of cover for each vehicle you insure: Comprehensive, Legal Liability only, and Legal Liability, Fire & Theft.
This information is a summary only. For more info on the covers we offer and what isn’t covered, including terms, limits, conditions and exclusions, read the Product Disclosure Statement PDS and Policy Wording
*We do not insure you for flood, bushfire or grass fire in the first 72 hours of commencing a new policy or adding property damage cover. Damage from cyclone within 72 hours of commencing a new policy is also not covered. Refer to the PDS and Policy Wording for details.