Professional photography insurance
Whether you work with glam, landscape, portrait, sporting events or weddings, AAMI Photographers Insurance can help should something go wrong.
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Insurance for your professional photography or design business

You know how to work a camera, and we know a thing or two about how to insure one. Whether you operate from a studio or just out of your camera bag, AAMI has business insurance to help keep you in focus so you can stress less about the small things.

What's covered:

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A studio light falls and injures a client
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You trip over electrical wiring at a glam shoot and tear a hole in the set
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A wedding guest collides with you while shooting the first dance, and injures themselves
What am I covered for?
Photography Insurance Coverage
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Limits, conditions, and exclusions apply. Not all covers are available on their own. Please read the Product Disclosure Statement for full details.
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^ The content on this page in respect of flood cover under the property damage section applies to policies with a start date on or after 7 December 2023. We do not insure you for flood, bushfire or grass fire in the first 72 hours of commencing a new policy or adding property damage cover. Refer to the PDS for details.
Portable & Valuables Item cover
WHy You may want
Here's a few things Portable & Valuable items cover will and won't apply to:
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Cameras
What's covered
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Flash transmitters
What's covered
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Lenses
What's covered
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Tripods, including head and legs, and
What's covered
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External flashes
What's covered
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Remote shutter releases
What's covered
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Studio umbrellas and lighting
What's covered
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USBs, SD cards, hard drives and other data storage
What's covered
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Camera bags and camera straps
What's covered
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Loss or damage to equipment amounting to more than $2,500, unless it’s a specified item in your policy
What's not covered
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Gradual wear and tear of equipment, including scratched lenses
What's not covered
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Confiscated data storage and equipment by customs or any a law authority
What's not covered
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Faulty camera equipment
What's not covered
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Limits, conditions, and exclusions apply. Not all covers are available on their own. Please read the Product Disclosure Statement for full details.
Frequently Asked Questions
AAMI Photographers & Designers Insurance
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