AAMI Business Insurance offers Public & Products Liability as a starting point, providing cover for your legal liability for injury to another person (other than employees) and damage to someone else’s property that occurs in connection with your work. You should then consider covers that suit your business, like Portable & Valuable Items for your tools, and Commercial Motor for your trusty ute.
What sort of events are covered?
AAMI’s Public and Products Liability cover can help with a range of events that might come up for chippies, such as:
Covers you for compensation costs you might be liable for if your business is responsible for personal injury to another person (other than employees) or damage to someone else’s property.
What's included:
- Slips and Trips more info
- Defective finished work more info
- Work causes damage more info
- Damage caused while working more info
What's excluded:
- Vehicles more info
If you have a work vehicle, like the trusty tradie’s ute, we’ll cover it against accidental damage or theft, depending on the type of cover selected. more information on commercial motor
What's included
- Malicious Damage more info
- Damages by employees more info
- Storm more info
- Uninsured third party more info
- Theft more info
- Flood more info
What's excluded
- Deliberate Damage more info
- Loss of income more info
- Wear & Tear more info