What is AAMI Business Insurance for Electricians?
If you’re looking for an electrician’s insurance with Public & Products Liability as a standard cover, then consider AAMI Business Insurance. Cover for your legal liability for injury to another person - other than your workers – and damage to someone else’s property occurring in connection with your work. Also think about other covers to suit your business, such as Portable & Valuable Items for your tools and Commercial Motor for your truck, ute or van.
Covers for scenarios like this:
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Someone not employed by you is hurt when they trip over your tools accidentally left on the floor or ground.
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Damage is caused to customer property from a falling light fitting.
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Damage is caused to customer property from a falling light fitting.
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Tax audit – if you’ve chosen the cover.
Included covers
Base Covers
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INCLUDED
Public Liability and Products Liability
Cover for your legal liability if your business or products cause personal injury to a third party (another person who isn’t an employee), or damage to their property.
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OPTIONAL COVERS
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Portable and valuable items
Cover for the accidental loss of, or damage to, the items you bring with you while working - like your tools.
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Commercial motor
As an electrician, you’ve probably got a work van, ute or truck. For each vehicle you insure, choose from these covers – Comprehensive, Legal Liability only or Legal Liability Fire and Theft.
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Tax probe
Cover for the professional fees connected with a tax audit of a return by the ATO or a Commonwealth, State or Territory department, body or agency.
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Theft
Cover of loss of, or damage to, your contents, specified items and stock caused by theft.
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Back in Business
Cover for a reduction in business revenue resulting from the interruption to your business as a result of loss or damage caused by an insured event.
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Limits, conditions, and exclusions apply. Not all covers are available on their own.
Please read the Product Disclosure Statement for full details.
Please read the Product Disclosure Statement for full details.
Frequently Asked Questions
AAMI ELECTRICAN'S Insurance
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What is public liability insurance
Public Liability is your protection if you are found to be legally responsible for personal injury to a third party or damage to their property. Learn more about Public Liability Insurance.
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How do I make a claim?
There are no forms to fill out – just call as soon as you can. We’re available 24 hours a day, 7 days a week, on 13 22 44, and you will always speak to a real person. See information on how to make a business insurance claim.
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