Covers you for the compensation costs you may be liable for if your business is responsible for personal injury to someone other than your employees, or the damage to another person’s property.
Coverage
WHEN YOU MIGHT NEED
AAMI Business Insurance for Electricians
Public & Products Liability
Included covers
Portable and Valuable Items
Cover for the accidental loss of, or damage to, the items you bring with you while working - like your tools.
Commercial Motor
As an electrician, you’ve probably got a work van, ute or truck. For each vehicle you insure, choose from these covers – Comprehensive, Legal Liability only or Legal Liability Fire and Theft.
Tax probe
Cover for the professional fees connected with a tax audit of a return by the ATO or a Commonwealth, State or Territory department, body or agency.
Theft
Cover for loss of, or damage to, your contents, specified items and stock caused by theft.
Back in Business
Cover for a reduction in business revenue resulting from the interruption to your business as a result of loss or damage caused by an insured event.
Optional covers
for scenarios like this
Limits, conditions and exclusions apply. Not all covers are available on their own. Some are dependent on you taking out another cover as well. For more details, read the Product Disclosure Statement (PDS).
Take control of your policy
Jump online any time to request your certificate of currency, make a claim, renew your policy – and more.
Easy claims process
Our friendly team are here to help you through the claiming process – online lodgement, 24/7
BUSINESS INSURANCE
Get informed about AAMI Business Insurance
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Public liability insurance may seem to be expensive for small business owners. Make sure you have the right coverage by knowing your options and getting a custom quote for your business.
Small business owners across Australia have been asking why inflation has such an effect on small business insurance and what can they do to reduce the impact.
What is AAMI Business Insurance for Electricians?
If you’re looking for an electrician’s insurance with Public & Products Liability as a standard cover, then consider AAMI Business Insurance. Cover for your legal liability for injury to another person - other than your workers – and damage to someone else’s property occurring in connection with your work. Also think about other covers to suit your business, such as Portable & Valuable Items for your tools and Commercial Motor for your truck, ute or van.
Electricians Insurance
Frequently Asked Questions
Public Liability is your protection if you are found to be legally responsible for personal injury to a third party or damage to their property. Learn more about Public Liability Insurance.
No, AAMI Business Insurance is not Workers Compensation insurance. Workers' compensation is a compulsory insurance for all employers in every State and Territory in Australia and provides protection to workers if they suffer a work-related injury or disease. GIO offers Workers Compensation Insurance and you can find more information on the GIO website.
Yes, it does! You're covered across Australia for the business activities noted on your policy schedule.
How can I pay for my business insurance?
You’ve got a few options when it comes to paying for your business insurance, including online (Visa, Mastercard, American Express), direct debit, BPAY, or by post. See all the ways you can pay your business insurance policy.
There are no forms to fill out – just call as soon as you can. We’re available 24 hours a day, 7 days a week, on 13 22 44, and you will always speak to a real person. See information on how to make a business insurance claim.
Insurance is issued by AAI Limited ABN 48 005 297 807 trading as AAMI Business Insurance. Limits, conditions and exclusions apply. Read the relevant Product Disclosure Statement before buying this insurance. The Target Market Determination is also available.
This advice has been prepared without taking into account your particular objectives, financial situation or needs, so you should consider whether it is appropriate for you before acting on it.
The information is intended to be of a general nature only. We do not accept any legal responsibility for any loss incurred as a result of reliance upon it – please make your own enquiries.
COOKIE AND DATA POLICY
We use cookies and other related technologies to improve and tailor your website experience. See our Cookie and Data Policy. This policy provides information about how AAMI collects and uses data related to your online activity, and how you can choose to remain anonymous.
Public & Products Liability
Covers you for the compensation costs you may be liable for if your business is responsible for personal injury to someone other than your employees, or the damage to another person’s property.
Portable and Valuable Items
Cover for the accidental loss of, or damage to, the items you bring with you while working - like your tools.
Theft
Cover for loss of, or damage to, your contents, specified items and stock caused by theft.
Back in Business
Cover for a reduction in business revenue resulting from the interruption to your business as a result of loss or damage caused by an insured event.
Commercial Motor
As an electrician, you’ve probably got a work van, ute or truck. For each vehicle you insure, choose from these covers – Comprehensive, Legal Liability only or Legal Liability Fire and Theft.
Tax probe
Cover for the professional fees connected with a tax audit of a return by the ATO or a Commonwealth, State or Territory department, body or agency.