Insurance for handymen
More than handy, this business insurance for handymen, handywomen and handypersons gets the job done.
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What is AAMI Business Insurance for Handymen?
AAMI Business Insurance offers Public & Products Liability as a standard cover in every policy, making it a good insurance for handymen, handywomen and handypeople to consider. Public & Products Liability covers your legal liability for injury to another person - other than your employees - and damage to someone else’s property relating to your work. You could then look at covers to suit your business, such as Portable & Valuable Items for your tools and Commercial Motor for your truck, van or ute.
Covered for scenarios like this:
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Someone who isn’t an employee is injured when they fall over your tools accidentally left on the ground.
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Damage to customer property from the falling bookshelf.
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Someone who isn’t an employee is injured when a bookshelf you didn’t install correctly falls onto them.
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Tax audit - if you've chosen this cover.
Included covers
Base Covers
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INCLUDED
Public Liability and Products Liability
Covers you for the compensation costs you may be liable for if your business is responsible for personal injury to someone other than your employees, or the damage to another person’s property.
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OPTIONAL COVERS
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Portable and valuable items
Cover for the accidental loss of, or damage to, the items you bring with you while working - like your tools.
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Commercial motor
As a handyman, chances are you have a work van or truck. For each vehicle you insure, choose from these covers – Comprehensive, Legal Liability only or Legal Liability Fire and Theft.
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Tax probe
Cover for the professional fees connected with a tax audit of a return by the ATO or a Commonwealth, State or Territory department, body or agency.
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Limits, conditions, and exclusions apply. Not all covers are available on their own. Some are dependent on you taking out another cover as well. For more details, read Product Disclosure Statement (PDS) for full details.
Frequently Asked Questions
AAMI Handyman Insurance
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