Coverage
Public & Products Liability
Covers you for the compensation costs you may be liable for if your business is responsible for personal injury to someone other than your employees, or the damage to another person’s property.
Included covers
Portable and Valuable Items
Cover for the accidental loss of, or damage to, the items you bring with you while working - like your tools.
Commercial Motor
As a handyman, chances are you have a work van or truck. For each vehicle you insure, choose from these covers – Comprehensive, Legal Liability only or Legal Liability Fire and Theft.
Tax probe
Cover for the professional fees connected with a tax audit of a return by the ATO or a Commonwealth, State or Territory department, body or agency.
Optional covers
for scenarios like this
Limits, conditions and exclusions apply. Not all covers are available on their own. Some are dependent on you taking out another cover as well. For more details, read the Product Disclosure Statement (PDS).
Jump online any time to request your certificate of currency, make a claim, renew your policy – and more.
Our friendly team are here to help you through the claiming process – online lodgement, 24/7
AAMI Business Insurance offers Public & Products Liability as a standard cover in every policy, making it a good insurance for handymen, handywomen and handypeople to consider. Public & Products Liability covers your legal liability for injury to another person - other than your employees - and damage to someone else’s property relating to your work. You could then look at covers to suit your business, such as Portable & Valuable Items for your tools and Commercial Motor for your truck, van or ute.
Public Liability is your protection if you are found to be legally responsible for personal injury to a third party or damage to their property. Learn more about Public Liability Insurance.
As a business owner, it’s good for you to review your cover each year, as well as when you expand your business, move premises, or upgrade your equipment. You can change your cover by contacting us on 13 22 44.
You’ve got a few options when it comes to paying for your business insurance, including online (Visa, Mastercard, American Express), direct debit, BPAY, or by post. See all the ways you can pay your business insurance policy.
There are no forms to fill out – just call as soon as you can. We’re available 24 hours a day, 7 days a week, on 13 22 44, and you will always speak to a real person. See information on how to make a business insurance claim.
Insurance is issued by AAI Limited ABN 48 005 297 807 trading as AAMI Business Insurance. Limits, conditions and exclusions apply. Read the relevant Product Disclosure Statement before buying this insurance. The Target Market Determination is also available.
This advice has been prepared without taking into account your particular objectives, financial situation or needs, so you should consider whether it is appropriate for you before acting on it.
The information is intended to be of a general nature only. We do not accept any legal responsibility for any loss incurred as a result of reliance upon it – please make your own enquiries.
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Public & Products Liability
Covers you for the compensation costs you may be liable for if your business is responsible for personal injury to someone other than your employees, or the damage to another person’s property.
Portable and Valuable Items
Cover for the accidental loss of, or damage to, the items you bring with you while working - like your tools.
Commercial Motor
As a handyman, chances are you have a work van or truck. For each vehicle you insure, choose from these covers – Comprehensive, Legal Liability only or Legal Liability Fire and Theft.
Tax probe
Cover for the professional fees connected with a tax audit of a return by the ATO or a Commonwealth, State or Territory department, body or agency.
