Coverage

WHEN YOU MIGHT NEED

AAMI Business Insurance for Handypersons

Public & Products Liability

Covers you for the compensation costs you may be liable for if your business is responsible for personal injury to someone other than your employees, or the damage to another person’s property.

Included covers

  • Public & Products Liability 

Portable and Valuable Items

Cover for the accidental loss of, or damage to, the items you bring with you while working - like your tools.

Commercial Motor

As a handyman, chances are you have a work van or truck. For each vehicle you insure, choose from these covers – Comprehensive, Legal Liability only or Legal Liability Fire and Theft.

Tax probe

Cover for the professional fees connected with a tax audit of a return by the ATO or a Commonwealth, State or Territory department, body or agency.

Optional covers

  • Portable & Valuable Items
  • Commercial motor 
  • Tax probe

for scenarios like this

  • Someone who isn’t an employee is injured when they fall over your tools accidentally left on the ground.
  • Someone who isn’t an employee is injured when a bookshelf you didn’t install correctly falls onto them.
  • Damage to customer property from the falling bookshelf.
  • Tax audit - if you've chosen this cover.

Limits, conditions and exclusions apply. Not all covers are available on their own. Some are dependent on you taking out another cover as well. For more details, read the Product Disclosure Statement (PDS).

Take control of your policy

Jump online any time to request your certificate of currency, make a claim, renew your policy – and more.

Easy claims process

Our friendly team are here to help you through the claiming process – online lodgement, 24/7

  • Regular updates so you stay informed.
  • Licenced and professional repairers.
  • Lifetime guarantee for repairs (conditions apply).

Claim online now

BUSINESS INSURANCE
Get informed about AAMI Business Insurance

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What is AAMI Business Insurance for Handymen?

AAMI Business Insurance offers Public & Products Liability as a standard cover in every policy, making it a good insurance for handymen, handywomen and handypeople to consider. Public & Products Liability covers your legal liability for injury to another person - other than your employees - and damage to someone else’s property relating to your work. You could then look at covers to suit your business, such as Portable & Valuable Items for your tools and Commercial Motor for your truck, van or ute.

Handyman Insurance

Frequently Asked Questions

Insurance is issued by AAI Limited ABN 48 005 297 807 trading as AAMI Business Insurance. Limits, conditions and exclusions apply. Read the relevant Product Disclosure Statement before buying this insurance. The Target Market Determination is also available.

This advice has been prepared without taking into account your particular objectives, financial situation or needs, so you should consider whether it is appropriate for you before acting on it.

The information is intended to be of a general nature only. We do not accept any legal responsibility for any loss incurred as a result of reliance upon it – please make your own enquiries.

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Public & Products Liability

Covers you for the compensation costs you may be liable for if your business is responsible for personal injury to someone other than your employees, or the damage to another person’s property.

Portable and Valuable Items

Cover for the accidental loss of, or damage to, the items you bring with you while working - like your tools.

Commercial Motor

As a handyman, chances are you have a work van or truck. For each vehicle you insure, choose from these covers – Comprehensive, Legal Liability only or Legal Liability Fire and Theft.

Tax probe

Cover for the professional fees connected with a tax audit of a return by the ATO or a Commonwealth, State or Territory department, body or agency.