Cover for legal liability if your business or products cause personal injury to someone else (who isn’t an employee) or damage to their property. Depending on your occupation, you can select a limit of up to $5 million, $10 million or $20 million.
Cover for loss or damage to contents and stock at your business premises resulting from an insured event. Insured events include flood*, fire*, lightning, and explosions.
Limits, conditions and exclusions apply. These are examples only and not exhaustive. For more information on this cover, read the relevant PDS.
*We do not insure you for flood, bushfire or grass fire in the first 72 hours of commencing a new policy or adding property damage cover. Damage from cyclone within 72 hours of commencing a new policy is also not covered. Refer to the PDS and Policy Wording for details.
We call this Portable and Valuable Items cover. This is to cover the business equipment you carry with you while you work, like a lawnmower or leaf blower. Items valued under $2,500 don’t need to be specified on your policy.
Choose from three types of cover for each vehicle you insure: Comprehensive, Legal Liability only, or Legal Liability, Fire and Theft.
Cover for professional fees incurred due to a tax audit by the Australian Taxation Office, or a State or Territory department or agency.