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Car Insurance
Cover for just the damage your car causes, plus loss or damage to the car itself.
Save $50
on Comprehensive
Save $20
on Third Party Property Damage
WITH A FIRST YEAR ONLINE DISCOUNT More information on First Year Online Discount
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Explore our Car Insurance cover
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Best coverage
Comprehensive Car Insurance
Save $50 off
WITH A FIRST YEAR ONLINE DISCOUNT More about first year online discount
Covers accidental loss or damage to your car, as well as damage your car causes to other people’s vehicle and property.
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Economical
Third Party Property Damage Car Insurance
Save $20 off
WITH A FIRST YEAR ONLINE DISCOUNT More about first year online discount
Cover for damage your car causes to other people’s cars or property.
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Learn more
Compare our Car Insurance covers
Whether you need cover for damage your car causes to someone else’s car or property, or you want cover for accidental loss or damage to your car, we have covers for you to choose from. AAMI also offers Compulsory Third Party Insurance, if that’s what you’re looking for instead.
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What we cover
Comprehensive
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Third Party Property Damage
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Accidental loss or damage More information on Accidental loss or damage
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Covered
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Not covered
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Damage to other people's property More information on Damage to other people's property
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primary
Covered
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Covered
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Damage from fire or theft More information on Damage from fire or theft
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primary
Covered
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Unless upgrading to Fire Theft & Third Party Property Damage
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secondary
Not covered
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Damage by uninsured drivers More information on Damage by uninsured drivers
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Covered
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Up to $5,000
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Hire car after theft up to 21 days More about Hire car after theft up to 21 days
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Covered
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Unless upgrading to Fire Theft & Third Party Property Damage
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secondary
Not covered
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Hire car after not at fault incident More about Hire car after not at fault incident
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Covered
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Limited
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Cover for personal property in the car More about Cover for personal property in the car
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primary
Covered
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Unless upgrading to Fire Theft & Third Party Property Damage
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secondary
Not covered
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Third party damage cover for trailer and caravan cover More about Third party damage cover for trailer and caravan cover
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primary
Covered
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Covered
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After claim expenses More about After claim expenses
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Covered
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cross
secondary
Not covered
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Towing and storage costs More about Towing and storage costs
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Covered
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Limited
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New car after total loss if it's less than two years old More about New car after total loss if it's less than two years old
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primary
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cross
secondary
Not covered
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Hire car after an event for unlimited days More about Hire car after an event for unlimited days
Optional*
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center
cross
secondary
Not covered
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Windscreen and Window Glass Cover More about Windscreen and Window Glass Cover
Optional*
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cross
secondary
Not covered
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AAMI Roadside Assist More about AAMI Roadside Assist
Optional*
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cross
secondary
Not covered
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*Optional cover benefits are subject to the terms, conditions, limits, and exclusions of the insurance policy. You can’t add optional covers after an incident and have damage or loss covered for that same incident. Optional covers must be added to your policy before the incident you’re claiming for. This information is a summary only. For more info on what is and isn’t covered, including terms, limits, conditions and exclusions, read the relevant Product Disclosure Statement (PDS).
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Other benefits
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AAMI Flexi-Premiums Excess®
AAMI Flexi-Premiums Excess®
AAMI Lifetime Repair Guarantee
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What's covered by Car Insurance?
Car Insurance helps cover costs if your car is involved in an insured event. This includes costs you might be liable for. The type of cover you choose determines whether you’re insured for accidental loss or damage to your car and another person’s car or property - that’s Comprehensive Car Insurance - or just for another person’s car or property, with Third Party Property Damage. Get a Car Insurance quote today!
Looking for something else?
Compulsory Third Party (CTP) Insurance
Cover for liability for injuries caused to other people in a motor accident involving your car.
Explore CTP Insurance
Frequently asked questions
Car Insurance
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