Car Insurance

You're in good hands. AAMI is the trusted insurer of around 1.9 million Australian drivers.

 

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Car insurance at a glance

Third Party property damage

our Most economical

Covers you for other people's
vehicles + property

Damage to someone else's vehicle or property
Up to $20 million

Damage to someone else's vehicle or property
Up to $20 million

Damage to your car if it's your fault
Up to your chosen Amount Covered

No cover for damage to your car if it's your fault

Damage caused by hail, storm and flood
Up to your chosen Amount Covered

No cover for damage caused by hail, storm and flood

Fire & Theft

 

Fire & Theft optional extra

Damage caused by fire
        Amount Covered up to $10,000

Stolen or written off
        Amount Covered up to $10,000

Get a quote online
and save $100

Get a quote now
FREE Skilled Drivers Course

For drivers under 25 years listed on a Comprehensive Car Insurance.

AAMI Roadside Assist

Enjoy unlimited service calls and repairs anytime, by adding AAMI Roadside Assist to your policy.

Find out more

Car insurance at a glance

Comprehensive

our Best Coverage

Covers you for your car and
other people's vehicles + property

Damage to someone else's vehicle or property
Up to $20 million

Damage to your car if it's your fault
Up to your chosen Amount Covered

Damage caused by hail, storm and flood
Up to your chosen Amount Covered

Fire & Theft

Damage caused by fire
        Up to your chosen Amount Covered

Stolen or written off
        Up to your chosen Amount Covered
        Written off if not recovered in 14 days
        New car if less than 2 years old

 

Get a quote online
and save $100

Get a quote now
FREE Skilled Drivers Course

For drivers under 25 years listed on a Comprehensive Car Insurance.

AAMI Roadside Assist

Enjoy unlimited service calls and repairs anytime, by adding AAMI Roadside Assist to your policy.

Find out more

CTP or Greenslip

Compulsory by law

Protects you, the driver, if you
injure other people

Compulsory Third Party Insurance - also known as Green Slip in NSW - protects you, the driver, in case you injure other people.

Remember that CTP doesn't cover damage to your vehicle, other vehicles, or property. That’s where you’ll need either Third Party Property or Comprehensive Car Insurance.

More about CTP
Do you need CTP?

CTP is compulsory by law. In most states, it’s included in your car registration, but in NSW, QLD and ACT, you need to buy it separately.

AAMI Car Insurance

Frequently asked questions

We'll be there when you need us

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Easy, paperless claims 24/7

Whether you lodge and track your claim over the phone or online, say goodbye to mountains of paperwork!

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Fast and reliable repairs

Our goal is always to get you back on the road as fast as we can - safely.

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Repairs guaranteed for life

We insist on the highest standards for our customers. That's why any repairs we authorise are covered by our Lifetime Guarantee.

Write off

We consider your car a write off when:

  • It’s stolen and unrecovered after 14 days; or 
  • We decide it's uneconomical, impractical or unsafe to repair.

We also refer to this as ‘total loss’.

New car if less than 2 years old

If your car’s a total loss, we’ll cover the cost to replace it with a new car that’s the same or similar make and model if:

  • your car is less than 2 years old
  • you’re the first registered owner

This is a just summary. For full details check the PDS (Product Disclosure Statement). It’s dry, we know, but it’s essential reading

 

Amount Covered

How much your vehicle's insured for.

It’s the maximum amount we’ll pay for loss or damage to your vehicle caused by an insured incident.  The amount is shown on your certificate of insurance and includes GST.