With AAMI Driver Rewards
Drive safe, get rewarded
Track your driving, score 85+ each month on the 1st then unlock cashback offers from retailers in the AAMI App when you have an eligible AAMI policy – like Car Insurance!*
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Latest cashback offers
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To view all cashback offers from participating retailers download the AAMI App and sign up to AAMI Driver Rewards. Read the terms and conditions for more info.
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What is AAMI Driver Rewards?
AAMI Driver Rewards is a feature in the AAMI App that lets you track your driving and get rewarded for being a safe driver with cashback offers from participating retailers.
Learn more about AAMI Driver Rewards
Explore our Car Insurance cover
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Best coverage
Comprehensive Car Insurance
Save $50 off
WITH A FIRST YEAR ONLINE DISCOUNT More about first year online discount
Covers accidental loss or damage to your car, as well as damage your car causes to other people’s vehicle and property.
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Third Party Property Damage Car Insurance
Save $20 off
WITH A FIRST YEAR ONLINE DISCOUNT More about first year online discount
Cover for damage your car causes to other people’s cars or property.
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Learn more
Compare our Car Insurance
Whether you want cover for loss or damage your car causes to someone else’s car or property, or you want cover for accidental loss or damage to your car, we have covers for you to choose from. AAMI also offers Compulsory Third Party Insurance, if that’s what you’re looking for instead.
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What we cover
Comprehensive
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Third Party Property Damage
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Accidental loss or damage More about Accidental loss or damage
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Covered
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Not covered
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Damage to other people's property More about Damage to other people's property
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Covered
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Covered
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Damage from fire or theft More about Damage from fire or theft
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Covered
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Unless upgrading to Fire Theft & Third Party Property Damage
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Not covered
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Damage by uninsured drivers More about Damage by uninsured drivers
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Covered
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Up to $5,000
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Hire car after theft up to 21 days More about Hire car after theft up to 21 days
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Covered
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Unless upgrading to Fire Theft & Third Party Property Damage
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Not covered
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Hire car after not at fault incident More about Hire car after not at fault incident
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Covered
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Limited
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Cover for personal property in the car More about Cover for personal property in the car
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Covered
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Unless upgrading to Fire Theft & Third Party Property Damage
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Not covered
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Third party damage cover for trailer and caravan cover More about Third party damage cover for trailer and caravan cover
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Covered
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Covered
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After claim expenses More about After claim expenses
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Covered
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Not covered
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Towing and storage costs More about Towing and storage costs
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Covered
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Limited
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New car after total loss if it's less than two years old More about New car after total loss if it's less than two years old
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Not covered
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Hire car after an event for unlimited days More about Hire car after an event for unlimited days
Optional^
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Not covered
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Windscreen and Window Glass Cover More about Windscreen and Window Glass Cover
Optional^
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cross
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Not covered
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AAMI Roadside Assist More about AAMI Roadside Assist
Optional^
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Not covered
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^ Optional cover benefits are subject to the terms, conditions, limits, and exclusions of the insurance policy. You can’t add optional covers after an incident and have damage or loss covered for that same incident. Optional covers must be added to your policy before the incident you’re claiming for. This information is a summary only. For more info on what is and isn’t covered, including terms, limits, conditions and exclusions, read the relevant Product Disclosure Statement (PDS).
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Other benefits
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AAMI Flexi-Premiums Excess®
AAMI Flexi-Premiums® Excess
AAMI Lifetime Repair Guarantee
Hear from our customers
Over 45 years insuring Australians
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Home Insurance
Product options that cover damage to your home, the things in it, or both.
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Frequently asked questions
Car Insurance
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* Participants must hold and link an active eligible AAMI personal insurance policy in the AAMI App (the following are not eligible policies: QLD and SA Compulsory Third Party, Business/Commercial Insurance, Health Insurance, Life & Income Insurance and Pet Insurance)