For each consecutive year you drive safely and renew your AAMI Comprehensive Car Insurance policy without making a claim that affects your Safe Driver Rewards status, you get rewarded. There are two benefits: a Safe Driver Rewards credit, and a discount off optional AAMI Roadside Assist.
The Safe Driver Rewards credit starts at 2.5% from your first renewal and increases up to 15%* once you reach Diamond status Year 10+. This is a percentage of the previous year’s premium which is applied as a credit to next year’s premium*. The credit increases as you progress through the AAMI Safe Driver Rewards program. The optional Roadside Assist discount starts at 5% after reaching Platinum status, and can reach up to 25%# at Diamond status. This is so long as you don’t make a claim that impacts your Safe Driver Rewards status.
*Maximum 15% credit is for drivers who don't make a claim on their AAMI Comprehensive Car Insurance policy that impacts their Safe Driver Rewards status for 10 years+. Credit is a percentage of the last year's premium amount (prior to the application of any Safe Driver Rewards Credit) and is given as a credit to next year's premium.
#Maximum 25% optional Roadside Assist discount is for drivers who don't make a claim on their AAMI Comprehensive Car Insurance policy that impacts their Safe Driver Rewards status for 9 years+. Taxes and charges (like GST and stamp duty) are not discounted.
Insurance issued by AAI Limited ABN 48 005 297 807 trading as AAMI. Read the Product Disclosure Statement before buying this insurance. The Target Market Determination also available. This advice has been prepared without taking into account your particular objectives, financial situations or needs, so you should consider whether it is appropriate for you before acting on it.