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Comprehensive Car Insurance Policy Documents
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Our most recent policy documents
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new-policies
For new policies effective from 23 November 2026

Product Disclosure Statement

Effective for new business on or after 23 November 2026

Update pursuant to ASIC Corporations Instrument 2016/1055

Effective for new business on or after 23 November 2026. This is to be read in conjunction with your current PDS.

Target Market Determination (TMD)

Original Date: 04/08/2021, Updated: 23/11/2026.

Roadside Assistance Terms and Conditions

Effective for policies with this optional cover and with a commencement date on or after 23 November 2026.

Comprehensive Car Insurance Additional Information Guide

This AIG is relevant to you if your policy has a commencement on or after 23 November 2026.

related-documents
Effective for policies commenced or renewing between 10 December 2020 and 23 November 2026 or renewing policies on or after 23 November 2026

Product Disclosure Statement

This PDS applies to:

  • policies with a commencement date on or after 15 December 2020 and before 23 November 2026.
  • policies with a renewal date effective on or after 15 December 2020.

Supplementary Product Disclosure Statement

This is to be read in conjunction with your current PDS this SPDS applies to:

  • policies with a commencement date on or after 10 September 2022 and before 23 November 2026.
  • policies with a renewal effective date on or after 10 September 2022.

Supplementary Product Disclosure Statement

This is to be read in conjunction with your current PDS this SPDS applies to:

  • policies with a commencement date on or after 5 August 2021 and before 23 November 2026.
  • policies with a renewal effective date on or after 8 September 2021.

Update pursuant to ASIC Corporations Instrument 2016/1055

This ASIC Instrument applies to:

  • policies with a commencement date on or after 2 October 2024 and before 23 November 2026.
  • policies with a renewal effective date on or after 2 October 2024.

Update pursuant to ASIC Corporations Instrument 2016/1055

This ASIC Instrument applies to:

  • policies with a commencement date on or after 1 February 2024 and before 23 November 2026.
  • policies with a renewal effective date on or after 1 February 2024.

Update pursuant to ASIC Corporations Instrument 2016/1055

This ASIC Instrument applies to:

  • policies with a commencement date on or after 31 December 2023 and before 23 November 2026.
  • policies with a renewal date effective on or after 31 December 2023.

Update pursuant to ASIC Corporations Instrument 2016/1055

This ASIC Instrument applies to:

  • policies with a commencement date on or after 31 January 2023 and before 23 November 2026.
  • policies with a renewal date effective on or after 31 January 2023.

Target Market Determination (TMD)

Original Date: 04/08/2021, Updated 27/06/2025

This TMD applies to:

  • policies with a renewal date effective on or after 4 August 2021.

A03777 27/06/2025 A

Roadside Assistance Terms and Conditions

Effective for policies with this optional cover if:

  • Your policy has a commencement date on or after 9 November 2023 up until 23 November 2026.
  • your policy has a renewal date effective on or after 9 November 2023.

Comprehensive Car Insurance Additional Information Guide

This AIG is relevant to you if:

  • your policy has a commencement on or after 30 June 2025 and before 23 November 2026.
  • your policy has a renewal date effective on or after 30 June 2025.
past-documents
Past Documents

Product Disclosure Statement (PDS) (PDF 1.4MB)

This PDS applies to:

  • policies with a commencement date on or after 19 June 2018 and before 15 December 2020.
  • policies with a renewal date effective on or after 19 June 2018 and before 15 December 2020.

Supplementary Product Disclosure Statement

This SPDS applies to:

  • policies with a commencement or renewal effective date on or after 23 May 2019 and before 15 December 2020.

Target Market Determination (TMD)

A03777 07/12/2023 A

Target Market Determination (TMD)

A03777 07/09/23 A

Roadside Assistance Terms and Conditions

Effective for policies with this optional cover which commenced or renewed on or after 3 December 2019 up until 8 November 2023.

Comprehensive Car Insurance Additional Information Guide

This AIG is relevant to you if your policy has a commencement or a renewal date on or after 30/06/2025.

Comprehensive Car Insurance Additional Information Guide

Effective for policies between 17 April 2024 and 29 June 2025.

Comprehensive Car Insurance Additional Information Guide

Effective for policies between 8 February 2023 to 16 April 2024.

Comprehensive Car Insurance Additional Information Guide

Effective for policies between 30 July 2021 and 8 February 2023.

Comprehensive Car Insurance Additional Information Guide

Read this guide if:

  • your policy has a commencement or renewal date effective on or after 15 December 2020 and before 30 July 2021.

Comprehensive Car Insurance Additional Information Guide

Read this guide if:

  • your policy has a commencement or renewal effective date on or after 19 June 2018 and before 15 December 2020.

Product Development & Distribution Policy

Effective up to 30/08/2023 Each of AAMI's insurance products utilise a five-stage product lifecycle (Design, Delivery, Review, Enhance/Modify and Decommission). This approach allow us to put you, the customer, at the centre of our product development and distribution.