+ Upgrade for Third Party Property Damage Insurance
Fire & Theft Third Party Property Damage Car Insurance
For an additional premium, you can upgrade your Third Party Property Damage Car Insurance to provide cover for accidental loss or damage to your car caused by fire, theft or attempted theft.
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What's covered
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Cover for fire, theft and attempted theft
We cover your car if it’s stolen or damaged by fire, theft or attempted theft. The most we pay is the amount covered shown on your certificate of insurance (less any deductions). More about cover for fire, theft and attempted theft
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Damage to another person’s vehicle or property
Legal liability cover for up to $20 million if your car causes damage to someone else’s vehicle or property.
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Damage by uninsured drivers
If an uninsured driver hits your car, we'll help cover up to $5,000 for repairs to your car if you can show they're fully at-fault and give their name, address and rego number.
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Hire car after theft up to 21 days
We’ll arrange and pay the reasonable costs of a hire car that meets your transport needs after theft of your car until your car’s returned undamaged or repaired or your claim is settled, up to 21 days.
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Cover for personal property in your car up to $500
If you have personal property (eg phones, laptops or clothing) in the car that is damaged or stolen in the same incident covered by your policy, we’ll pay up to a total of $500. Exclusions apply, like cash and tools.
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This information is a summary only. For more info on what is and isn’t covered, including terms, conditions and exclusions, read the Product Disclosure Statement (PDS).
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How to get AAMI Third Party Fire & Theft
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New customer
Complete an AAMI Third Party Property Damage Car Insurance quote online and when choosing your level of cover, select AAMI Third Party, Fire and Theft.
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Existing customer
Call us on 13 22 44 to change your level of cover to Fire, Theft and Third Party Property Damage Car Insurance. Psst - you may need your policy number.
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What is Fire & Theft cover for Third Party Property Damage Car Insurance?
Third Party Property Damage Car Insurance provides cover for loss or damage that your car causes to another person’s car or property that you might be liable for (up to $20 million) – so it can help cover costs if you rear-end another car or bump into a fence. But it doesn’t apply to costs incurred if your car is stolen, or damaged by fire or attempted theft.
That’s where Fire & Theft cover, for an additional premium, can come in handy.
Explore Third Party Property Damage Car Insurance
Frequently asked questions
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suncorp:AAMI/products/motor/car/third-party-fire-&-theft