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our most economical

Third Party Car Insurance

Well covered for the basics, giving you peace of mind without the bells and whistles.

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OVERALL RATING 635 Car Reviews
5.0 stars out of 5 stars 5.0 stars out of 5 stars  ( 4.6 out of 5)
Damage to other people's vehicles and property

Rest easy, we’ve got you covered up to $20 million if your car damages someone else’s vehicle or property.

Damage by uninsured drivers

You’re also covered up to $5,000 for damage to your car by an uninsured driver at fault.

Damage by fire Optional Extra

If your car is written off or damaged by fire, we cover repairs or the Amount Covered up to $10,000.

Car Theft optional extra

This is just a summary. For full details of what is and isn't covered, check the PDS (Product Disclosure Statement). It's dry, we know, but it's essential reading.

Download PDS

Want more coverage?

Consider Comprehensive Insurance

Compare the differences

Easy to apply and to find all my car details and residential details and far better value than other companies.

Customer Rating 5.0 stars out of 5 stars 5.0 stars out of 5 stars Customer Rating

by Jonesy from NSW on Third Party Car Insurance

Reviews managed and sourced by BazaarVoice.

We’d like to introduce you to AAMI Lucky Club, a place where our customers come to get exclusive access to amazing experiences. Because at AAMI, we’re an insurance company that’s not very insurancey.

We partner

Special access to great
shows, concerts and


We add a little
something extra just
for you.

And you get 

We package the experience for you to enjoy with family and friends.

Your car deserves the best

Comprehensive car insurance

Everything above, plus…

  • Accidental damage to your car – even when it’s your fault
  • Choose a larger amount to cover your car for
  • Optional 24/7 roadside assistance - with AAMI Roadside Assist

Write Off

We consider your car a write off when:

  • It’s stolen and unrecovered after 14 days; or
  • We decide it's uneconomical, impractical or unsafe to repair.

We also refer to this as ‘total loss’.

This is a just summary. For full details check the PDS (Product Disclosure Statement). It’s dry, we know, but it’s essential reading.

Amount Covered

How much your car’s insured for.

It’s the maximum amount we’ll pay for loss or damage to your car caused by an insured incident.  The amount is shown on your certificate of insurance and includes GST.