Your browser version is no longer supported, so you may experience issues while using this site.
Please upgrade to a current browser to enjoy the best experience.

Compare AAMI Health Insurance Extras Cover

Compare Covers

What are the benefits of Extras Cover?

Our 4 Extras Cover products help with everyday healthcare costs not typically covered by Medicare, like visits to the dentist, optical, physiotherapy, chiropractic care and more. They cover a range of things you might need treatment for outside of a hospital, including natural therapies like remedial massage.

Use our Extras Cover comparison table to see exactly what’s included in each of the 4 products and how much you can claim back.

Claim 60% or 70% back on the cost of healthcare services not typically covered by Medicare, up to your annual limit

Choose treatment from any provider with professional qualifications recognised by the insurer

Comes with unlimited emergency ambulance cover

When switching to AAMI Health Insurance you won’t have to restart any waiting periods you’ve already served with your old fund when you sign up for the same level of cover with us.

Are there any waiting periods before I can make a claim?

Yes, but it depends on a) whether you’re switching to AAMI Health Insurance from another health fund and b) the treatment you’re seeking.

If you’re switching not only is it easy, but you won’t have to restart any waiting periods you’ve already served with your old fund when you sign up for the same level of cover with us. So you don’t have to start everything again from scratch.

If you’re new to health insurance or you’re adding cover for new services, use our comparison table below for details on the waiting periods that apply to each service with AAMI Health Insurance Extras Cover. 

Does AAMI Health Insurance cover pre-existing conditions?

Yes. We do not classify any condition as pre-existing when claiming for Extras. All members are subject to the same waiting periods and refunds that apply to their choice of cover.  

What's included with AAMI Health Insurance Extras Cover?

Depending on the AAMI Health Insurance Extras Cover product you choose, you’ll be able to claim back 60% or 70% of the cost of specific healthcare services until you reach your annual limit. 

With Starter Extras you can claim for commonly used healthcare services like going to the dentist, optometrist, physiotherapist or chiropractor.

Starter Boost Extras is a step up from Starter Extras with the option to claim for a wider range of services including major dental work and natural therapies.

Everyday Active Extras features increased annual limits and additional services such as podiatry, psychology, and preventative tests.

Premium Active Extras is our most comprehensive Extras product allowing you to claim back 70% on a wide range of services like antenatal and postnatal services, hearing aids and more.

AAMI Health Insurance Extras Cover Comparison Table

Use our Health Insurance comparison to see the complete list of included treatments to help you decide which Extras Cover product is right for you.

What isn't covered?

What you are and aren't covered for depends largely on your choice of Extras Cover. As a general rule AAMI Health Insurance Extras does not cover

Treatments/services within waiting periods

Treatments marked by an X on our comparison page

Procedures that relate to Hospital Cover