Compare AAMI Health Insurance Extras Cover

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What's included with AAMI Health Insurance Extras Cover?

Depending on the AAMI Health Insurance Extras Cover product you choose, you’ll be able to claim back 60% or 70% of the cost of specific healthcare services until you reach your annual limit. 

With Starter Extras you can claim for commonly used healthcare services like going to the dentist, optometrist, physiotherapist or chiropractor.

Starter Boost Extras is a step up from Starter Extras with the option to claim for a wider range of services including major dental work and natural therapies.

Everyday Active Extras features increased annual limits and additional services such as podiatry, psychology, and preventative tests.

Premium Active Extras is our most comprehensive Extras product allowing you to claim back 70% on a wide range of services like antenatal and postnatal services, hearing aids and more.

What are the benefits of Extras Cover?

Our 4 Extras Cover products help with everyday healthcare costs not typically covered by Medicare, like visits to the dentist, optical, physiotherapy, chiropractic care and more. They cover a range of things you might need treatment for outside of a hospital, including natural therapies like remedial massage.

Use our Extras Cover comparison table to see exactly what’s included in each of the 4 products and how much you can claim back.

Claim 60% or 70% back on the cost of healthcare services not typically covered by Medicare, up to your annual limit

Choose treatment from any provider with professional qualifications recognised by the insurer

Comes with unlimited emergency ambulance cover

When switching to AAMI Health Insurance you won’t have to restart any waiting periods you’ve already served with your old fund when you sign up for the same level of cover with us.

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Accidental Injury Benefit

Seek treatment at a hospital Emergency Department within 24 hours of an accident and if you need to be admitted, you'll receive benefits in line with our top hospital cover for the next 90 days.

Medicare Levy Surcharge

The Medicare Levy Surcharge (MLS) is a government tax on top of the normal Medicare Levy and impacts singles with a taxable income of over $93,000 for singles and $186,000 for families. 

Holding any AAMI Health Insurance Hospital Cover product means you won’t pay the MLS if your income is above the government threshold and you maintain your hospital cover for the full financial year.

Read the AAMI Health Insurance Policy Booklet for more information.

Frequently Asked Questions