You could get ill and need to go to hospital
If you’re usually in good health, a hospital visit is probably not on your agenda. But illness and accidents can sometimes come up out of the blue, which makes Hospital Cover a good idea for many couples.
- Choose which specialist treats you, when and where
- Avoid public hospital waiting lists
- Avoid the Medicare Levy Surcharge if eligible
When you’re a couple, your health is no longer just your concern. If you were to become ill or have an accident making an emergency hospital visit necessary, the stress would affect both you and your partner. By being covered for the basics through a hospital cover insurance like AAMI Health Insurance Basic Hospital or AAMI Health Insurance Bronze Hospital, you’ll take another big item off the to-do list.
You need the basics, plus a bit extra
After you’ve sorted your Hospital Cover, you both should consider adding Extras. With this policy, you’ll be eligible to claim on treatments like optical and physio, as well as major dental and natural therapies. Annual limits and conditions apply.
- Physio, Chiro & Osteo cover with annual limits
- General, preventative and major dental
- Natural therapies including acupuncture
If having children isn’t part of the plan, you can access plenty of couple health insurance options which are more affordable because they don’t cover services you won’t need, like obstetrics. Both AAMI Health Insurance Basic Hospital Plus and AAMI Health Insurance Bronze Hospital Insurance are great options if having kids is not part of your plan.
With the savings you could gain by taking up a more basic hospital cover, you’ll be able to consider adding extras cover for things you might actually want – like physio and optical.