Some say 60 is the new 40. Others say age is just a number. One thing’s for sure, getting older can often bring new challenges and considerations when it comes to our health. It’s always good to be aware of these.
Having private health insurance can not only encourage healthy habits; it can also provide a helpful buffer for your wallet when unexpected accidents or illnesses need medical attention.
There’s no time like the present to switch to AAMI Health Insurance. We’ve made it easy to switch by handling all of the paperwork and honouring the waiting periods you’ve already served with your current provider. You can even chat to a real person on 13 22 44 if you’re still trying to decide which AAMI Health Insurance Hospital or Extras policy is right for you.
When you need a high level of cover
Our top level of hospital cover, AAMI Premium Hospital offers the essential benefits of being able to choose your specialist and avoid public hospital waiting lists. Eye surgery and joint replacements are just some of the services covered by Gold Hospital*.
- Choose which specialist treats you, when and where
- Avoid public hospital waiting lists
- Avoid the Medicare Levy Surcharge if eligibleMore info about avoiding the Medicare Levy Surcharge
Want more coverage?
To help make your health a priority
For dental, physio, optical and a range of other services that keep you in good health, you’ll want to opt for Premium Active Extras. This is our highest level of Extras cover and lets you claim back up to 70% on the cost of a number of services.
- Physio, Chiro & Osteo cover with annual limits
- General dental cover
- Emergency Ambulance transport
Want more coverage?
*Waiting periods and limits apply.
There are endless pieces of advice out there on how to stay healthy in our senior years. They range from the basics — like walking, staying social and regular check-ups — to enjoying more adventurous pursuits like surfing and hiking. When you find out what works best for you and stick to it consistently, you’re a long way towards maintaining a healthy lifestyle.
But there are times when you might hit a health hurdle and will need to seek unexpected treatment. That’s where private health insurance comes in. Many older people recognise the value of a comprehensive level of hospital and extras cover like AAMI Health Insurance Gold Hospital Insurance and Premium Active Extras
Whether you’re retired, volunteering or still working, you’ll want to make sure your health cover meets your needs, providing everything that it can to keep you covered and in good health.
Lifetime Health Cover loading
If you're taking out hospital cover for this first time or you've had a break from being covered, you may need to pay the Government's Lifetime Health Cover loading (LHC).
For each year after the age of 31 that you're not covered, you might have to pay the additional LHC loading on your Hospital premium once you start your policy. For each year you put it off, your loading will go up by another 2% (up to a maximum of 70%).
You'll then need to pay this loading for 10 consecutive years before it no longer applies