neutral
Fire & Theft Contents Insurance
Our basic Fire & Theft Contents Insurance is for renters or home owner occupiers wanting only limited cover of $25,000 for loss or damage to their own contents from fire and theft.
Save $5
WITH A FIRST-YEAR ONLINE DISCOUNT More information on first-year online discount
Get a quote
Retrieve an existing quote
neutral
tick
primary
Loss or Damage to your contents from Fire and Theft
The most we’ll pay for loss or damage to your contents for any one incident is $25,000 unless we say otherwise in your policy.
What's covered
tick
correct
Theft or burglary
We offer cover if your contents are stolen or damaged after forced entry by a thief or burglar, or by someone who entered the property without your consent or that of someone you authorise.
What's covered
tick
correct
Fire, including bushfire
If loss or damage occurs to contents inside your home due to fires, or the heat, ash, soot, and smoke that’s the direct result of a fire within 100 metres of the insured address. Bushfire cover begins 72 hours after policy purchase. More information on Fire, including bushfire
What's covered
tick
correct
Cover for legal liability
We cover your legal liability if a visitor is injured, dies or their property is damaged at your home and you are legally liable to pay compensation. More information on cover for legal liability
What's covered
tick
correct
Storage of undamaged contents
The most we will pay is $5,000 to store any undamaged contents, and transport them to and from storage, after an insured event if they can’t be kept at the address. More information on storage of undamaged contents.
What's covered
cross
warning
Damage from anything other than fire or theft
We only cover loss or damage to contents from fire or theft, and not other causes of damage or building/unit loss. For cover for loss or damage from insured events such as storm, or flood, consider AAMI's Contents Insurance.
What's not covered
cross
warning
Cash and vouchers
We don’t cover cash, smart cards or phone cards, cashable or tradable documents, vouchers, tickets or money orders as your contents. We also don’t cover stamps, unless they’re in a set or collection.
What's not covered
cross
warning
Keys
Keys and keyless electronic starters for any vehicle aren’t covered, unless they’re for vehicles covered as contents – like ride-on mowers, mobility scooters and medical aids, or golf carts.
What's not covered
cross
warning
Extra Cover Portable valuables cover
AAMI Fire and Theft Contents Insurance doesn’t include cover for Extra Cover Portable Valuables. For that, consider AAMI Contents Insurance.
What's not covered
cross
warning
Any part of the building
We don’t cover as your contents any part of the building, unless ‘If contents are insured in a property that isn’t a unit and you’re a tenant’ applies to you. Consider AAMI Building Insurance or AAMI Home and Contents Insurance.
What's not covered
tick
primary
Removal of debris
If loss or damage to your contents is covered under your policy, the most we will pay is $5,000 for the reasonable and necessary costs to dispose of those damaged contents. This doesn’t cover anything that isn’t contents.
What's covered
center
This information is a summary only. For more info on what is and isn’t covered, including terms, conditions and exclusions, read the Product Disclosure Statement (PDS).
Looking for something else?
Home and Contents Insurance
Cover for your home and the things in it.
Explore Home and Contents Insurance
Contents Insurance
Covers the things inside your home.
Explore Contents Insurance
neutral
What is Fire and Theft Contents Insurance?
Fire and Theft Contents Insurance is our basic Fire & Theft Contents Insurance is for renters or home owner occupiers wanting only limited cover of $25,000 for loss or damage to their own contents from fire and theft. If you’re after more than just cover for fire and theft, consider AAMI Contents Insurance. For more info on what is and isn’t covered, be sure to read the Product Disclosure Statement.
Frequent asked questions
Fire & Theft Contents Insurance
block
true
suncorp:AAMI/products/home/fire-and-theft-contents