Residential Strata Insurance

Strata Insurance

Comprehensive cover for strata titled buildings (including common property) – like duplexes, townhouses and apartments – for incidents such as theft, burglary and extreme weather events.

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Call us for a quote 13 22 44

tel:132244

Is Strata Insurance for me?

Strata Insurance may be for you if you’re a property manager looking for cover for residential strata title properties including:

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Duplexes/Terrace houses

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Townhouses/Villas

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Units/flats

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Apartments

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Loss or damage to multiple buildings on the block

Cover for loss or damage to strata buildings under a residential strata title or scheme up to your sum insured if they’re damaged by an insured event. This includes common property areas such as sealed driveways, garages, decks, sheds and tennis courts.

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Theft or burglary

Cover for loss or damage caused by thieves or burglars, including lot occupiers or their guests.

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Weather events

Cover for loss or damage caused by flood, storm, fire (including bushfire) and lightning.^#

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Cover for third party liability

Up to $20 million legal liability cover can help you take care of legal and other costs if a visitor suffers injury, death or property damage at your home.

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Motor burnout cover

If the motor in one of your fixed appliances burns out or fuses and that motor is less than 7 years old, we'll help you take care of repair or replacement.

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Short term rental, holiday rental or house sharing

We don’t cover your building if it’s used for short term rental, holiday rental or house sharing. This includes if a unit is available through Airbnb or Stayz.

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Chemical damage when cleaning

We don’t cover loss or damage arising from or caused by chemicals, such as detergents and solvents, when you or someone authorised by you is using them for cleaning.

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Buildings with more than ten units or more than three levels.

We don’t offer cover for buildings with more than ten units or separate dwellings, or buildings with more than three storeys or levels.

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^#We do not insure you for bushfire, storm, storm surge, flood or tsunami in the first 72 hours of your policy. Very limited exceptions apply.
Read the Product Disclosure Statement (PDS) for more details.

This information is a summary only. For more info on what is and isn’t covered, including limits, terms, conditions and exclusions, read the PDS.

What's optional

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Common contents

For an additional premium, the policy can provide cover for common contents such as portable domestic appliances like washing machines and clothes dryers, domestic tools and gardening equipment and office equipment that doesn't belong to a lot owner or tenant, up to a chosen sum insured.

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Monday to Friday 8am-6pm (AEST/AEDT)

Call us for a quote 13 22 44

tel:132244

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This information is a summary only. For more info on what is and isn’t covered, including limits, terms, conditions and exclusions, read the PDS.

Need cover for contents inside the home?

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Contents Insurance

Help safeguard your personal belongings at home, in storage and even in transit.

Get a quote

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