- Flexible annual limits of $7,500, $20,000 or $35,0001
- Up to 70%, 80% or 90% of eligible vet bills covered1
- Multiple annual excess options
- GapOnly® available at participating vets2
- Optional Booster Care for specified dental conditions and specialised therapies
- Optional Routine Care (non-insurance benefit) for everyday pet health expenses
- 24/7 Live Vet Support3
Whether it's a playful mishap or an unexpected illness, pet insurance helps you manage eligible vet costs so you can focus on what matters most — helping your pet get back on their paws.
What can pet insurance help cover?
Every pet is different, which is why there are a range of cover options available for cats and dogs. Pet insurance can help with eligible vet expenses for covered accidental injuries and illnesses.
You may be able to claim up to 90% of eligible vet bills1, helping with costs such as consultations, surgery, diagnostic tests, hospitalisation and other eligible treatments provided by a vet.
Our cover options also offer optional benefits for things like specified dental conditions and specialised therapies, as well as Routine Care (a non-insurance benefit), helping you support your pet's ongoing health and wellbeing.
myPetPass®4
Your ticket to extra pet perks
Unlock extra support and savings on everyday pet essentials. Go to myPetPass.com.au for full T&C’s and to learn more.
Live Vet support3
Live Vet support3Connect to an Australian-registered vet through your Pet Portal to get help within minutes, via video call or online chat.
GapOnly®2
Make claims on-the-spot while at the vet and only pay the gap (the difference between the vet’s invoice and the eligible claim benefit under your policy). Go to gaponly.com.au for more information.
For every tail wag, muddy adventure and trip to the dog park
Dogs are part of the family, and they're often at their happiest when they're out exploring the world. Our cover options can help provide support for unexpected accidents and illnesses throughout your dog's life.
- Cover available for eligible dogs under 9 years old when first insured
- Help with the cost of eligible vet treatment for accidental injuries and illnesses
- Choose from a range of annual benefit limits, benefit percentages and excess options
- Optional benefits to add on to your cover for routine care items and more specialised care
Policy Terms and Conditions, limits, exclusions, excesses and waiting periods apply.
For curious climbers, expert nappers and lifelong companions
Whether your cat spends their days exploring every corner of the house or lounging in a sunny spot, our cover options can help protect them against life's unexpected veterinary expenses.
- Cover available for eligible cats under 9 years old when first insured
- Help protect your cat when accidental injuries or illnesses happen
- Flexible cover choices, with different annual limits, benefit percentages and excess options available
- Optional benefits to add on to your cover for routine care items and more specialised care
Policy Terms and Conditions, limits, exclusions, excesses and waiting periods apply.
(non-insurance benefit)
Claim up to $150 per year for routine and preventative pet care like annual health checks, routine vaccinations, microchipping, desexing, nail clipping and more.
- Desexing
- Vaccinations
- Health checks
- Microchipping
- Heartworm preventative
- Prescription diets
- Puppy pre-school and obedience training
- Flea, tick and worm control
- FeLV and FIV, and heartworm tests
- Wellness blood screen
- Nail clippings
Enjoy a $2,000 annual limit for a range of specified dental conditions and specialised therapies like physio, behavioural, hydrotherapy.
Cover for specified dental conditions:
Scaling, polishing, dental x-rays and tooth removal for the following specified dental conditions only:
- Gingivitis
- Abscesses
- Dental disease arising from infection
- Retained deciduous teeth
- Cavities
- Fractured teeth due to dental disease
- Odontoclastic resorptive lesions.
Cover for specialised therapies:
- Physiotherapy or physical therapy
- Chiropractic manipulation
- Acupuncture
- Hydrotherapy
- Treatment of behavioural conditions
- Consultations with a veterinary behavioural specialist
*Offer commences at 12:00am AEST on 2 October 2026 and ends at 11:59pm AEST on 1 October 2027 (Offer Period). This offer provides new customers with 1 month free on their Petinsurance.com.au® policy premiums, applied in their first policy year. The offer applies to new Petinsurance.com.au policies purchased by customers during the Offer Period, online or by phone using promo code AAMI1MF. If you choose to pay by monthly or fortnightly instalments, you will not be charged an instalment for the first 1 month of your first policy period, and your instalments will commence to be charged from the second month of your policy period. For annual payments, the discount will be applied automatically to the annual premium amount at purchase. Not available to existing pet insurance policyholders with AAMI (together with Petinsurance.com.au®), or to previous policyholders who have held pet insurance with any of these brands and cancelled their policy 6 months before or during the Offer Period. Offer will cease if you change your level of cover. “1 month free” Offer is not available in conjunction with any other offer, unless otherwise specified. Offer subject to Petinsurance.com.au terms and conditions. Eligibility criteria apply, refer to the Product Disclosure Statement. Petinsurance.com.au® reserves the right to withdraw, vary or extend this Offer at any time, without notice. Offer subject to Petinsurance.com.au® terms and conditions available at https://newquote.petinsurance.com.au/?partner=AAMI&promo=AAMI1MF. Policies issued by PetSure (Australia) Pty Ltd, except those bought before 7/11/23 inc. renewals (issued by Hollard Insurance Company Pty Ltd). Promoted by Platform Ventures (under AAMI brand). Consider PDS and whether the product is right for you. TMD and PDS available at aami.com.au/pet-insurance.
1Depending on your level of cover. Policy T&Cs, limits, exclusions and waiting periods apply. Annual excess may apply.
2GapOnly® is available at participating vets, find your nearest GapOnly® Vet at gaponly.com.au. The gap is the difference between the vet’s invoice and the eligible claim benefit under your pet insurance policy. GapOnly® is a trademark owned by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183. GapOnly® is available on eligible claims at participating vets with a pet insurance policy from a GapOnly® pet insurance partner.
3Live Vet Support is a service provided by PetSure (Australia) Pty Ltd ABN 95 075 949 923 (PetSure) giving you 24/7 access to general veterinary telehealth advice for your insured pet(s) via online video or chat, via the Customer Portals owned and operated by PetSure. Access to Live Vet consultations is subject to the Customer Portal terms of use available here.
4myPetPass® is a rewards program provided by PetSure (Australia) Pty Ltd ABN 95 075 949 923 (PetSure) available to holders of active pet insurance policies of participating brands administered by PetSure. myPetPass® perks are provided by PetSure and third-party suppliers (hereinafter collectively referred to as “the Providers”) and also subject to these third-party suppliers’ terms and conditions. Your continued access to and availability of these perks are subject to the terms and conditions of myPetPass® and the Providers. PetSure and/or the Providers reserve the right to modify, limit or withdraw any of the myPetPass® perks at any time without notice. PetSure does not guarantee that any particular third-party providers will continue to participate in myPetPass® through the offer or provision of perks, or that the myPetPass® rewards program or any myPetPass® perks or features of myPetPass® will continue to be available. To the maximum extent permitted by law, PetSure is not liable for the unavailability or provision of any myPetPass® perk.