If your cat is primarily an indoor cat, it may be less susceptible to accidental injuries, meaning that cover for those injuries may be unnecessary. However, some form of insurance – for example, a policy that will cover illnesses – may still be worth considering.
As with other types of insurance, choosing the right policy for you may involve assessing your needs, including lifestyle and budget. In the case of Cat Insurance, you can get Accidental Injury or Accidental Injury & Illness cover. If your cat spends a lot of time outside, and as such is more likely to be injured by things like car accidents or attacks from other animals, you could consider one of these policy types.
For an indoor car, insurance for accidental injuries may be lower down your list of priorities, especially if you’re on a strict budget. In this scenario, you could consider Indoor Cat Cover, which offers illness-only coverage.