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Cat Insurance

AAMI, together with petinsurance.com.au, can help you make sure that your feline family members are taken care of.

Two months cover free

With all new pet insurance policies.
Terms & conditions apply.

What does Cat Insurance cover?

Depending on which cover you choose, Cat Insurance can offer you 80% of eligible vet costs back if your cat suffers accidental injury or illness. You’ll also have cover for home vet visits, emergency boarding, and access to optional cover for routines such as desexing and teeth cleaning.

Indoor Cat Insurance

If your cat is the indoorsy type, you can consider this low cost illness-only coverage.  

vs

Accidental Injury & Illness

For cats between 8 weeks and 9 years.

Entry age limit
8 weeks to 9 years

Excess

$0

Benefit

80%

ANNUAL BENEFIT LIMIT

$3,000 for Accident + $3,000 for Illness

Home Visits

tick

Covers Accidental Injury

tick

Covers illness

tick

Annual consultation limit

$300

Annual cruciate ligament limit

$2,600

Tick paralysis

$1,000

Emergency boarding

$1,000

Waiting periods

30 days for illness
6 months for cruciate ligament

Policy document download

vs

Accidental Injury

For cats older than 8 weeks.

Entry age limit

8 weeks

Excess

$0

Benefit

80%

ANNUAL BENEFIT LIMIT

$3,000

Home visits

tick

Covers Accidental Injury

tick

Covers illness

cross

Annual consultation limit

$300

Annual cruciate ligament limit

$2,600

Tick paralysis

$500

Emergency boarding

$500

Waiting periods

30 days for:

Soft tissue injury, ingestion of foreign object, traumatic disc rupture, poisoning, tick paralysis, heat stroke, eye trauma, gastric dilation volvulus, embedded grass seed, fight wounds or abscess, trauma induced respiratory impairment, torn nail

Policy document download

vs

Indoor Cat Cover

For cats between 8 weeks and 9 years.

Entry age limit

8 weeks to 9 years

Excess

$0

Benefit

80%

ANNUAL BENEFIT LIMIT

$5,000

Home visits

tick

Covers Accidental Injury

cross

Covers illness

tick

Annual consultation limit

$300

Annual cruciate ligament limit

$2,600

Tick paralysis

cross

Emergency boarding

$1,000

Waiting periods

30 days for illness

6 months for cruciate ligament

Policy document download

What's not covered?

  • Pre-existing conditions
  • Dental care
  • Day-to-day care

These are just a few examples. For more detail and a full list of exclusions, see page 29 of the PDS.

OPTIONAL EXTRAS
for all Pet Insurance policies

vs

Routine Care

In addition to the standard inclusions with your Cat Insurance policy, for just a little extra you can add cover for routine expenses.

$100 benefit for any one of the following:

  • Desexing
  • Microchipping
  • Heartworm control
  • Teeth cleaning
  • Prescription diets
  • Cremation or burial
  • Dental illness treatment
  • Council registration fees
  • Obedience training
  • Behavioural therapy
  • Alternative therapies

$50 benefit for any one of the following:

  • Vaccination or health check
  • Flea/tick/worm control
  • Heartworm control

How do I choose the right Cat Insurance?

You should take into account your cat’s age and circumstances. A cat that’s mostly indoors may be at lower risk of injury, so you could consider an illness-only policy. If your cat is older than 9 years, it won’t qualify for a new Accidental Injury & Illness policy, or an illness-only policy (a policy taken out before it turned 9 will continue to provide coverage).

Customers who take out a new policy will receive a discount equal to 2 months free premium for the first year of cover. This equates to a 16.67% discount from the standard monthly premium spread over the course of the first year. The discount is included in the quoted price and does not apply upon renewal.

Terms, conditions, waiting periods and exclusions apply. Petinsurance.com.au is general insurance issued by the insurer The Hollard Insurance Company Pty Ltd (ACN 090 584 473; AFSL 241436) (Hollard); is distributed by Pet Insurance Pty Ltd (ACN 607 160 930; AR 1234944) (PIPL) and PIPL’s authorised distribution partners (including Platform Ventures Pty Ltd (ABN 626 745 177; AR 001266101) under the AAMI Brand and administered by PetSure (Australia) Pty Ltd (ACN 075 949 923; AFSL 420183) (PetSure). PIPL is an authorised representative of PetSure. PIPL and PIPL’s authorised distribution partners  (including Platform Ventures Pty Ltd (ABN 626 745 177; AR 001266101) will receive a commission which is a percentage of the premium paid to Hollard and PetSure may receive a portion of the underwriting profit, if any – ask PetSure for more details. Any advice provided is general only, has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. Consequently, before acting on this information, you should consider the appropriateness of this information having regard to your objectives, financial situation and needs. You should obtain and consider the product disclosure statement (PDS) in deciding whether to acquire or continue to hold, Petinsurance.com.au Pet Insurance, and for important information about dispute resolution.

Your pet not being protected

This includes:

  • Events caused by a malicious act, deliberate injury or gross negligence caused by you or anyone living with you; and
  • Your failure to take all reasonable precautions to protect your pet from situations that may result in injury or illness (such as ingestion of hazardous substances) or from aggravating a treated condition.