Download PDS (PDF 1.06mb)

This PDS applies to new policies purchased on or after 10 February 2014 and renewal policies commencing on or after 4 April 2014.

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Download PDS (PDF 2.29mb)

This PDS applies to policies renewed or policies purchased between 30 September 2011 and 10 February 2014.

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Supplementary Product Disclosure Statement (SPDS)

Effective from 16 November 2012.

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Supplementary Product Disclosure Statement (SPDS)
Effective from 2 May 2013.

Update pursuant to ASIC Corporations Instrument 2016/1055

Effective between the dates of 9 October 2017 - 5 November 2017 only, and is to be read in conjunction with your current PDS and SPDS.

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Update pursuant to ASIC Corporations Instrument 2016/1055

This is to be read in conjunction with your current PDS and SPDS.

Update Pursuant to ASIC Class Order 03/237

Effective for all policies when you buy, extend, vary or reinstate your policy on or after 16 November 2015 or if you renew on or after 28 December 2015. It is to be read in conjunction with your current PDS and SPDS.

Car Insurance Premiums, Excesses, Discounts & Claims Payments guide
Read this Guide if:

• you commenced your policy from 13 March 2015, or
• your policy was due for renewal on or after 13 March 2015.

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Car Insurance Premiums, Excesses, Discounts & Claims Payments guide
Read this Guide if:

• you commenced your policy from 1 December 2014, or
• your policy was due for renewal on or after 17 January 2015.

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Car Insurance Premiums, Excesses, Discounts & Claims Payments guide
Read this Guide if:

• you commenced your policy from 11 February 2014 to 30 November 2014, or
• your policy was due for renewal on or after 5 April 2014 to 16 January 2015.

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Car Insurance Premiums, Excesses, Discounts & Claims Payments guide
Read this Guide if:

• you obtained a quote and commenced your policy between 1 May 2012 and 10 February 2014, or
• your policy was due for renewal between 1 May 2012 and 4 April 2014.

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Car Insurance Premiums, Excesses, Discounts & Claims Payments guide
Read this Guide if:

• you obtained a quote between 6 August 2011 and 30 April 2012 and commenced your policy on or after 30 September 2011, or
• your policy was due for renewal between 19 November 2011 and 30 April 2012.

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Car Insurance Premiums, Excesses, Discounts & Claims Payments guide
Read this Guide if:

• you obtained a quote between 6 August 2010 and 5 August 2011 and commenced your policy between 30 September 2011 and 30 April 2012.

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Car Insurance Premiums, Excesses, Discounts & Claims Payments guide
Read this Guide if:

• you obtained a quote and commenced your policy between 6 August 2011 and 29 September 2011, or
• your policy was due for renewal between 6 August 2011 and 18 November 2011.  

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Car Insurance Premiums, Excesses, Discounts & Claims Payments guide
Read this Guide if:

• you obtained a quote between 6 August 2010 and 5 August 2011 and commenced your policy cover between 6 August 2011 and 29 September 2011.

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Car Insurance Premiums, Excesses, Discounts & Claims Payments guide
Read this Guide if:

• your policy cover started between 28 October 2010 and 5 August 2011.

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Car Insurance Premiums, Excesses, Discounts & Claims Payments guide
Read this Guide for:

• a policy you held between 18 December 2009 and 27 October 2010.

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Car Insurance Premiums, Excesses, Discounts & Claims Payments guide
Read this Guide if:

• your policy has a commencement or renewal effective date on or after 4 September 2017.