Commercial Property Insurance

Peace of Mind with AAMI Business Insurance

AAMI Business Insurance can help protect your commercial property in a variety of ways.
Some of these ways include:

• Coverage for your contents, fixtures and fittings against loss, damage or theft
• Protection for loss or damage to the glass frontage of your property
• A reduction in your gross income (typically this is rental income for Commercial Property Owners)
• Your liability when you are found to be legally responsible for damage or injury to a third party or their belongings at your property

Simply call 13 22 44 and speak with a Business Consultant to obtain a quote in minutes over the phone.

Benefits of AAMI Business Insurance

Monthly or annual payments
You decide how you want to pay

Package discounts
When you combine multiple covers

Choice of cover
Every business is different. Choose from the AAMI Business Insurance range of covers to suit your needs.

Fast easy claims over the phone
Without the hassles of paperwork

Friendly specialist staff
Who are committed to championing small business

The strength of AAMI
Whose success is built on a commitment to exceptional customer service and keeping promises

Select from the following Business Insurance covers

• Fire and Defined Events

  This covers physical loss of or damage to your property from insured events including but not limited to events such as fire, lightning and explosion. Read more in the Business Insurance Policy Wording.

• Legal Liability (also known as Public Liability)

  This covers you for your legal liability for personal injury to another person (other than employees) or damage to property owned or controlled by someone else, which happens during the period of insurance and which is caused by an occurrence in connection with the business. If you choose public liability, you can also choose products liability which will cover you for your legal liability for personal injury or damage to property caused by your products. Read more in the Business Insurance Policy Wording.

• Business Interruption

  This covers a reduction in your business income as a result of damage to your property. Read more in the Business Insurance Policy Wording.

• Glass & Signs

  This covers loss of or damage to glass windows, signs and counters at your premises. Read more in the Business Insurance Policy Wording.

• Theft

  This covers the loss of your contents and stock from theft, attempted theft, armed hold up, or an actual/threatened assault. Read more in the Business Insurance Policy Wording.

• Tax Probe® (also known as Tax Audit)

  This covers the professional fees such as accountant’s fees incurred by you in connection with an audit of your businesses financial or tax affairs by the ATO, or by a Commonwealth, State or Territory Department, Body or Agency. Read more in the Business Insurance Policy Wording.

• LegalPower® (also known as Legal Expenses)

  This covers the legal expenses you may incur when pursuing or defending your legal rights in respect of disputes including but not limited to Employment, Contracts and Property. Read more in the Business Insurance Policy Wording.

To determine what specific covers you have chosen, refer to: "What’s Covered" in your policy schedule

AAMI Business Insurance is issued by Australian Associated Motor Insurers Limited ABN 92 004 791 744, AFSL 238 173. Before making a decision regarding the cover available please read our Product Disclosure Statement