Public Liability Insurance

Peace of Mind with AAMI Business Insurance

AAMI Business Insurance can help protect your business in a variety of ways.
Some of these ways include:

• Coverage for your legal liability when you are found to be legally responsible for damage or personal injury to a third party or their property
• Choosing your level of cover – from $5 million to a maximum of $20 million
• No excess for personal injury to third party person

You may wish to consider additional covers, such as

• Coverage for your portable items you usually carry with you for business when you are away from your premises

Simply call 13 22 44 and speak with a Business Consultant to obtain a quote in minutes over the phone.

Benefits of AAMI Business Insurance

Monthly or annual payments
You decide how you want to pay

Package discounts
When you combine multiple covers

Choice of cover
Every business is different. Choose from the AAMI Business Insurance range of covers to suit your needs.

Fast easy claims over the phone
Without the hassles of paperwork

Friendly specialist staff
Who are committed to championing small business

The strength of AAMI
Whose success is built on a commitment to exceptional customer service and keeping promises

Select from the following Business Insurance covers

• Legal Liability (also known as Public Liability)

  This covers you for your legal liability for personal injury to another person (other than employees) or damage to property owned or controlled by someone else, which happens during the period of insurance and which is caused by an occurrence in connection with the business. If you choose public liability, you can also choose products liability which will cover you for your legal liability for personal injury or damage to property caused by your products. Read more in the Business Insurance Policy Wording.

• Portable and Valuable Items (also known as General Property)

  This covers portable or valuable items that you usually carry around with you in the course of your business anywhere in the world. Please remember that if an item is worth more than $1,000 then it must be specified.Read more in the Business Insurance Policy Wording.

• Commercial Motor

  This covers your business's vehicles. You can choose from
  
  • Comprehensive Cover – This covers accidental damage to your vehicle, fire and theft and supplementary bodily injury and damage to third party property.
  
  • Third Party, Fire and Theft Cover – This covers loss or damage caused by fire and theft of your vehicle as well as supplementary bodily injury and damage to third party property.
  
  • Third Party Cover – This covers supplementary bodily injury and damage to third party property only
  
  Read more in the Business Insurance Policy Wording.

• Tax Probe® (also known as Tax Audit)

  This covers the professional fees such as accountant’s fees incurred by you in connection with an audit of your businesses financial or tax affairs by the ATO, or by a Commonwealth, State or Territory Department, Body or Agency. Read more in the Business Insurance Policy Wording.

• LegalPower® (also known as Legal Expenses)

  This covers the legal expenses you may incur when pursuing or defending your legal rights in respect of disputes including but not limited to Employment, Contracts and Property. Read more in the Business Insurance Policy Wording.

To determine what specific covers you have chosen, refer to: "What’s Covered" in your policy schedule

AAMI Business Insurance is issued by Australian Associated Motor Insurers Limited ABN 92 004 791 744, AFSL 238 173. Before making a decision regarding the cover available please read our Product Disclosure Statement