Life insurance

Life Insurance products

If you’ve ever thought, how your family would cope financially if you
were no longer here or how you would cover rent if you got sick or hurt?
Then the below products could benefit you.

Life Insurance

Covers death & terminal illness

Help pay off any debts & help look after your loved ones

  • Lump sum up to $1 million
  • $10,000 paid to your beneficiary, usually within 24hrs of an approved claim, for immediate costs
  • After you have paid your policy for a year, your 13th month is free

Income Protection

Covers injury or sickness

Help replace lost income to pay for expenses e.g. mortgage, rent, bills etc.

  • Monthly payments covering up to 75% of your income, up to $10,000, for a 1 or 2 year benefit period
  • 30 day waiting period
  • No premium payments required while receiving benefits

Accidental Injury

Covers accidental injuries

Helps cover upfront medical costs or everyday expenses, bills etc.

  • Lump sum payment of up to $100,000 dependent on injury type and package chosen
  • No waiting period, cover paid out once claim approved
  • The choice of Standard or Plus packages to best suit you


For more information view our Product Disclosure statements and other policy documents.

How to claim in 3 easy steps

In the unfortunate event that you need to make a claim, we’re here to ensure that you receive all the help you can get, as quickly and painlessly as possible. We know it’s a stressful enough time as it is.

  • 1. Call Us
    Call us on 13 22 44 as soon as possible
  • 2. Receive claims pack
    We will send you a claims pack to fill in
  • 3. Complete form
    Send us the completed claim form and requested info

More reasons why you're with AAMI...

  • Talk to a real person 24/7
  • Trusted by 1.2 million Australians
  • Apply online, no medicals required
  • Simple claims process
Call  13 22 44  to speak to an AAMI Life Insurance specialist.
AAMI Life Insurance, Income Protection, and Accidental Injury Insurance products (AAMI Life Products) are issued by Suncorp Life & Superannuation Limited ABN 87 073 979 530, AFSL 229 880 (SLSL) and are distributed by Suncorp Financial Services Pty Ltd ABN 50 010 844 621 (“SFS”), AFSL 229885. AAI Limited ABN 48 005 297 807 AFSL 230859 trading as AAMI does not provide any financial product advice in relation to AAMI Life Products. Information provided is general advice only and has been prepared without taking into account any person’s objectives, financial situation or needs. Consider the relevant Product Disclosure Statement and Policy Document available at before making any decisions about whether to acquire or continue to hold a product. Information current as of 18 May 2015.

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