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Customised Packages

Commercial Property Insurance

Protect your commercial property against damage, loss and theft.

Why insure with AAMI?

  • Pay by the month
  • 24/7 claims

Get a quote in minutes
13 22 44

Request a callback

What does Commercial Property insurance cover?

AAMI Business Insurance can help protect your commercial property in a variety of ways.

  • Coverage for your contents, fixtures and fittings against theft, loss or damage by insured events.
  • Provides protection for loss or damage to the glass windows, signs and showcases at your property

With AAMI Business Insurance we have options to suit your property

Property Damage

This provides cover for physical loss of or damage to your property from insured events such as fire, lightning and explosion.

Learn more about Property Damage

Public and Products Liability

Public Liability is your protection if you are found to be legally responsible for personal injury to a third party or damage to their property.

Learn more about Public and Products Liability cover

Back in Business

This provides cover for a reduction in your business income as a result of damage to your property.

Learn more about Back in Business

Glass and Signs

This provides cover for the loss of or damage to glass windows, signs and showcases at your business premises.

Learn more about Glass and Signs

Tax Probe

Also known as Tax Audit, this provides cover for the professional and accountant’s fees incurred by you in connection with an audit of your business’ financial or tax affairs by the ATO, or by a Commonwealth, State or Territory department, body or agency.

Learn more about Tax Probe

This is a summary only, so check the Product Disclosure Statement and Policy Wording for full details of what is and isn’t covered. It’s dry we know, but it’s essential reading.

Product document downloads

Product Disclosure Statement (PDS)

Every property is different

Our specialised business consultants can create a Business Insurance quote for your Commercial Property. They are available 8.30am-6pm, Monday to Friday AEST. To obtain a quote in minutes please call

13 22 44

Or request a callback

Join 60,000 other businesses who "turn to AAMI"

Insurance you can trust

Trusted insurer of 60,000 Australian businesses.

24/7 Claims

You can speak to someone in our claim centre anytime to check the progress of your claim.

To get a quote in minutes call 13 22 44


Insured events

Insured events include:

  • Fire
  • Escape of molten material from its intended confines at the situation
  • Lightning
  • Explosion or implosion
  • Storm, wind and rain
  • Water damage caused by leaking from damaged pipes, water systems, tanks or drains, or by a damaged water main near the building
  • Impact
  • Riot or civil commotion
  • Malicious acts
  • Earthquake
  • Accidental damage

Limits and exclusions – such as flood damage – apply. Please refer to the PDS for details.