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InCludes Public Liability

Insurance for Tradies

Cover for Carpenters, Electricians, Gardeners, Painters, Plumbers and other Tradies

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Top claims for Tradies

(AAMI Business claims: Jan – Dec 2016) 

Public and Products Liability

The most common claim for Tradies, it can cover the cost of damages if your business is found responsible for personal injury to a third party or damage to their property. For example, if you damage a client's home or belongings while working.

Read more in the PDS

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Portable & Valuable Items

Provides cover for equipment that you carry with you for work, including portable technology like mobile phones, as well as equipment like saws, drills and other tools. Items worth more than $2,500 must be specified to receive cover up to the replacement value of that item. Limits and excess apply.

Read more in the PDS

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Commercial Vehicle

Cover your ute, van or car, choosing from two different types of cover for each vehicle you insure:
- Comprehensive covers accidental damage to your vehicle and legal liability cover
- Legal Liability covers damage to third party property only
13 22 44 for a quote.

Read more in the PDS

This is a summary only, so check the Product Disclosure Statement and Policy Wording for full details of what is and isn’t covered. It’s dry we know, but it’s essential reading.

Why is Public Liability insurance important?

Public Liability insurance is your protection if you are found to be legally responsible for personal injury to a third party or damage to their property.

It is one of the most important covers you can get, that’s why liability cover comes as standard with all our business insurance packages.

If your business is found liable

Public Liability can cover the cost of:

Damage to property belonging to a third party

Injury to a third party

Want to learn more about Public Liability? Read a short article, or watch a 60 second video

Tips for Tradies

Reducing risk for tradies

Small Biz Tips

Reducing risk for tradies

From copper thieves to flammable dust, worksites pose serious risks for tradies’ businesses. Theo Pitsikas, Leader of Business Insurance at AAMI, explains how to protect your interests.

Join the 60,000 businesses who "turn to AAMI."


AAMI Public Liability

Frequently asked questions