Cover for your legal liability if your business or products cause personal injury to a third party (another person who isn’t an employee), or damage to their property.
Cover for damage to contents and stock at your business premises resulting from an insured event. Insured events include flood*, fire*, lighting, and explosions.
Cover for portable and valuable items you usually carry around with you for your business, like specialist tools, mobile phones, and point of sale terminals. Items valued under $2,500 don’t need to be specified on your policy.
Cover of loss of, or damage to, your contents, specified items and stock caused by theft. You can select a limit of up to $20,000 when you get a quote online.
Cover for loss of, or damage to, your commercial property due to insured events like flood*, fire* (including bushfire*), storms* , and accidental damage.
Cover for your business vehicles such as van, car, ute and more. Choose from three types of cover – Comprehensive, Legal Liability only, or Legal Liability, Fire and Theft – for the vehicles you insure. Please note that not all types of cover are available for all types of vehicles.
Cover for professional fees reasonably and necessarily incurred by you if your business’s financial or tax affairs are audited by the Australian Taxation Office, or a State or Territory department or agency. You can select a limit of up to $100,000 when you get a quote online.
Cover for the loss of, or damage to, your business’s money while in transit, at the premises or in custody at a private home.
Cover for the loss of, or damage to, internal or external glass, as well as sanitary fittings at your business premises. This can include things like windows, signs and showcases.