Insurance for Retailers
Cover for retail businesses from clothing or gift shops.
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Included covers
Retail Insurance
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INCLUDED
Public Liability and Products Liability
Cover for your legal liability if your business or products cause personal injury to a third party (another person who isn’t an employee), or damage to their property.
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INCLUDED FOR FIXED PREMISES ONLY
Content & Stock
Cover for damage to contents and stock at your business premises resulting from an insured event. Insured events include flood, fire, lighting, and explosions.
Add extra coverage
OPTIONAL COVERS
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Property damage
Cover for damage to property such as contents and stock at your business premises resulting from an insured event. Insured events include flood, fire, lightning, and explosions.
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Commercial motor
Choose from three types of cover for each vehicle you insure: Comprehensive, Legal Liability only, and Legal Liability, Fire & Theft.
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Back in Business
Cover for a reduction in your revenue and increased costs of working due to business interruptions from certain unexpected events.
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Theft
Cover of loss of, or damage to, your contents, specified items and stock caused by theft.
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Money
Cover for the loss of, or damage to, your business’s money. The money may be in transit, at a business premises, or in custody at a private residence.
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Portable and valuable items
Cover for portable business equipment, including technology such as mobile phones and laptops, as well as items like portable point of sale terminals.
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Equipment breakdown
Cover for the breakdown of insured equipment at your premises and any loss or damage to property insured as a result of the breakdown.
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Goods in transit
Cover for the loss of, or damage to, goods you sell, buy, or use in your business when they’re in transit. Choose from two types of cover, Specified Perils or Accidental Damage.
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Tax probe
Cover for professional fees connected with a tax audit of a return by the ATO, or a Commonwealth, State, or Territory department, body, or agency.
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Please note, not all covers are available on their own. Some are dependent on you taking out another cover as well.
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Limits, conditions, and exclusions apply. Not all covers are available on their own.
Please read the Product Disclosure Statement for full details.
Please read the Product Disclosure Statement for full details.
Why people choose AAMI
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We’ve been helping Aussies for over 55 years.
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Frequently Asked Questions
AAMI Retail Business Insurance
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